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The Blog

How To Stick To A Budget (+10 Budgeting Tips)

written by Bob Lotich, CEPF® | Budgeting

How to sick to a budget 10 budgeting tips and tricks

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) All right. Today, we’re talking about 10 incredibly useful hacks to stick with your budgets. And, I’m really excited to share them with you. We have really honed in on what it takes to have a budget […]

How To Invest $100 (the way a Billionaire recommends)

written by Bob Lotich, CEPF® | Investing

How To Invest $100 (the way a Billionaire recommends)

(The following is a transcription from a video I recorded. Please excuse any typos or errors.) If you want to get started investing and you can only come up with maybe a hundred dollars or so, I’m going to show you exactly how: I would invest and where I would invest. Because you can’t invest […]

The 6 Hidden Expenses Of Working From Home

written by Bob Lotich, CEPF® | Entrepreneurship

The 6 Hidden Expenses Of Working From Home

(The following is a transcription from a video I recorded. Please excuse any typos or errors.) As someone who’s been working at home for the last 13 years, I discovered there’s about six hidden expenses that most of us don’t think about, in terms of working from home. And so that’s what we’re going to […]

7 Struggles Only People Married To SPENDERS Will Understand

written by Bob Lotich, CEPF® | Budgeting, Saving Money

7 struggles only people married to SPENDERS will understand

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) Today we are talking about seven struggles that only people married to spenders will understand. And in our marriage, I (Bob) am the saver in our house. Linda is the spender in our house (and she’ll be […]

How To Find Unclaimed Money

written by Bob Lotich, CEPF® | Making Money

How To Find Unclaimed Money

(The following is a transcription from a video Lauren and I recorded. Please excuse any typos or errors.) If you’re looking to find unclaimed money that might be owed to you without having to pay any money to find out, you’re going to love this article. You just might be one of those lucky people […]

7 Struggles Only People Married To SAVERS Will Understand

written by Bob Lotich, CEPF® | Saving Money

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) In our marriage, Linda is the spender, and I (Bob) am the saver. And there are many trials that she has to endure being married to someone like me. 😉 And if you are married to a […]

Budgeting For Beginners (3 Easy Steps to Create A Budget)

written by Bob Lotich, CEPF® | Budgeting

How To Budget

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) So you decided you want to start a budget, but you don’t know where to start. Well, if you are new to budgeting we’re going to show you exactly how to do that, how you can get […]

Can The PPP Loan Affect Your Credit Score?

written by Bob Lotich, CEPF® | Saving Money

Can the PPP loan affect your credit score?

(The following is a transcription from a video my real estate agent, Jake Blount, and I recorded. Please excuse any typos or errors.) Can the Paycheck Protection Program (PPP) Loan negatively affect your credit score? And, can it prevent you from getting approved for a mortgage? It seems the answer is yes. I wanted to […]

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.


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