Einstein was wrong. It’s a rare day when I get to point out that Einstein was wrong about something, but here we go. Einstein is often quoted as saying: “The power of compound interest is the most powerful force in the universe.” Albert Einstein And he wasn’t just wrong with the obvious rebuttal that God […]
The Blog
Should You Invest When You’re in Debt?
This question came from a reader the other day. He said: “I just watched your recent investing videos. What are your thoughts about investing while in debt? We’ve been going crazy paying off our debt, which has been great, but then I see other things that make me wonder if I’m missing out on some […]
A free savings goal calculator
I’ll be honest. I get contacted multiple times a day from various companies wanting to advertise on SeedTime or wanting us to promote “their thing”. And 99.9% of them get the delete button. Not all of them are bad (though many are), but I only work with advertisers that have products that I am actually […]
How we saved 75% off our vacation this year
I wrote this article article a few years ago, but it has been updated for 2019. This February I took off for what we called a bit of a sabbatical rather than a vacation. But either way, it was great. We rented a condo on the beach and it was SO much cheaper than the […]
Raise Your Children to be Generous: 3 Important Tips
On a Spring day in 1998, I reluctantly notified our mission chairman that I wouldn’t be able to make the Mexico Mission trip. My reason? I did not have the $500 deposit. However, that same day, my daughter called, “Dad, I know that you really, really want to take this trip, and it just so happens that I have an extra $500. I want you to use it for your deposit.”
Prayer for finances (Printable PDF)
At many times over the years I have found myself in a challenging financial position and found myself praying for finances. While much of what I write about on this site are practical tips to improve your finances, the truth is that when you need a financial breakthrough, there really is no better move than […]
4 Habits of Millionaires (Have Any of These?)
The book The Millionaire Next Door analyzes the financial habits of millionaires. It shares the results from interviews and surveys with millionaires. The goal of the book is to give an accurate idea of what characteristics make a millionaire. I found four of those characteristics especially important . . . .
8 Practical Ways to Love God More Than Money
I write this article as much to myself as to you: I fully realize how money will persistently and insidiously seek to capture a bigger and bigger portion of my heart and my life. I also know that drifting through life doesn’t work because I seldom drift closer to God.