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The Blog

The Treasure Principle summary & review (by Randy Alcorn)

written by Randy Petrick, ChFC & SeedTime | Book Summaries

The Treasure Principle by Randy Alcorn

‘The Treasure Principle’ by Randy Alcorn is recognized for its compelling perspective on wealth and generosity from a Christian viewpoint. It has been acclaimed for offering practical and spiritual guidance on managing finances in a way that honors God. Book Details: About the Author: Randy Alcorn is a respected author and founder of Eternal Perspective […]

My 5 top essential tools for running my business

written by Bob Lotich, CEPF® | Entrepreneurship

My 5 Top Essential Tools For Running My Business

As a business owner, I get questions A LOT about the tools I use to run my business. So, I thought I would share a few that have REALLY helped me a lot in case they might help you as well. If you’re a business owner, freelancer, or just curious about the tools that we […]

I Like Giving by Brad Formsma [Book Review]

written by Randy Petrick, ChFC & SeedTime | Book Summaries

I like giving by Brad Formsma

“I Like Giving” has garnered attention for its unique approach to generosity. Brad Formsma’s book is not just about financial giving, but about living a lifestyle of generosity in all aspects. It has been praised for its practical advice and heartwarming stories. Book Details: About the Author: Brad Formsma is a renowned speaker and author […]

High interest business savings accounts (that actually pay 4% or more)

written by Bob Lotich, CEPF® | Saving Money, Entrepreneurship

With interest rates on the rise over the last couple years, we have seen lots of personal savings accounts with good interest rates 4%+. But what about business savings accounts? Are there actually any business savings accounts that actually pay well? It turns out that most of them are still paying 0.1% (or basically nothing), […]

Master Your Money by Ron Blue – Book Review

written by Randy Petrick, ChFC & SeedTime | Book Summaries

Master Your Money by Ron Blue

“Master Your Money” by Ron Blue is a widely respected guide in Christian financial circles. It offers a biblically-based approach to personal finance, blending spiritual wisdom with practical advice. Book Details: About the Author: Ron Blue is a well-regarded Christian financial advisor with decades of experience. His faith-based approach to financial planning has made him […]

Mint.com is shutting down… my 2 favorite Mint Alternatives

written by Bob Lotich, CEPF® | Budgeting, Managing Money

So, Mint.com (probably the most popular financial app out there) is closing its doors at the end of the year. While it was originally designed to track your spending, many users began to use it as a budgeting app as well. I never really found it to be very effective at budgeting because there isn’t […]

The Millionaire Next Door summary (by Thomas J. Stanley)

written by Randy Petrick, ChFC & SeedTime | Book Summaries

The Millionaire Next Door by Thomas J. Stanley

The Millionaire Next Door has garnered significant attention for its insightful exploration into the habits and lifestyles of America’s truly wealthy. Since its publication, the book has become a must-read in the personal finance and wealth-building genre, challenging conventional notions of wealth accumulation and management. Book Details: About the Author: Dr. Thomas J. Stanley was […]

Can we cover the cost of your Christmas shopping this year?

written by Bob Lotich, CEPF® | Saving Money

Last year, we gave Jason (a SeedTime reader just like you) $1,000 to help cover Christmas shopping. This year, I’d love to send it to you! It is really easy to get entered to win, so just follow the instructions below! Here’s how to enter the $1k giveaway: If you want a chance to win, […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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