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The Blog

FDIC and NCUA Insurance: Which is Safer?

written by Tim | Managing Money

fdic and ncua insurance

Insurance is important when it comes to the money in the bank. That’s why FDIC insurance was created. But what about credit unions, do they have the same protection as banks? It might surprise you, but credit unions don’t use FDIC. They use a form of insurance provided by the NCUA. What’s the difference?

How Much to Pay a Pastor for a Wedding

written by Chris | Biblical Personal Finance, Budgeting, Managing Money

Many of you who plan to get married in the future can think right away of the pastor you would want to do your wedding. Even if you don’t, nearly every state requires a member of the clergy to officiate a legally recognized wedding. Since this is the case and because budgeting is such a key component of planning a successful wedding, how much should you pay a pastor for a wedding? What are other key factors should you keep in mind when you contact your pastor?

How much should you pay a pastor for a wedding? What are other key factors should you keep in mind when you contact your pastor? Let’s explore these important questions.

How to Say “Thank You” to a Pastor: 20 Great Ways

written by Adam Simon | Career & Work

20 ways to say thank you to your pastor

How do you adequately say “thank you” to someone who gives so much of themselves, laying aside their own lives for the sake of serving and caring for the spiritual health of others? Depending on the level of forethought and creativity, there are many ways to thank a pastor!

When Should You Write a Will?

written by Aaron | Managing Money

Written Will

Thinking about and planning for our own mortality is never high on the weekly to-do list. We all like to keep our minds busy with the task at hand and there always seems to be plenty in daily life to occupy us. But writing a will doesn’t have to be time-consuming. And, it’s easier than you probably think.

What does the Bible say about Co-signing loans for others?

written by Joe | Biblical Personal Finance, Money Mistakes

Whereas the bible never uses the term “co-signing”, it gives plenty of advice about assuming responsibility for another person’s loan. Most of this advice, appropriately, comes from the Book of Proverbs … a book of wisdom. Here’s what it has to say.

Where’s My Tax Refund: 3 Common Reasons for Delays

written by John Frainee | Saving Money

tax return

If you’re anxiously watching the mailbox wondering where your tax refund is, you’re certainly not alone. Many people are counting on their tax refund to help fund their most recent home improvement project or pay off debt that’s been lingering around for the last millennium. Okay, maybe that last one was a bit harsh, but you get the idea. It might have been several days or weeks since you filed your federal and state taxes, and you’re wondering what’s the holdup. Here are a few things that can delay your tax refund, and how you can track it down.

Get Out of Debt: 20 Things You Can Sell To Pay Down Debt

written by Adam Faughn | Debt Help, Saving Money

Sell To Get Out Of Debt

Time to get out of debt. Time to not only make a budget, but time to sell something! What should you sell? Here are 20 ideas of things you can sell or downgrade in order to get your debt payment going.

6 Wonderful Benefits Of Church Membership

written by Guest | Biblical Personal Finance

6 wonderful benefits of church membership

According to a report in the Christian Post, church membership is down in the two largest Christian denominations. While the article admits that further research needs to be done to answer the question “why”, the report does state that “church-goers” who are in their 20s and 30s may attend a congregation but “resist” joining them.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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