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The Blog

A Big Money/Life Lesson from Wal-Mart’s Sam Walton

written by Jason Topp CFP®, CRPC® | Simplify

money lesson from walmart's sam walton

Recently I came across an article about Sam Walton, the founder of Wal-Mart. It was a very interesting read and I found some things I never knew. After doing a little further digging about Wal-Mart I found an article quoting George Will, who had this to say about the company…

12 Factors that Affect Your Home Insurance Rates

written by Craig Ford | Managing Money, Saving Money

An important part of any good financial plan is to have a goal for moving forward, and also to have a good defensive financial plan. Of course, insurance is a key component in financial defense. Most importantly, I think that insurance is biblical. Like any sort of shopping, when buying insurance you are looking to get…

Bank On Yourself | Review

written by Guest | Saving Money

bank on yourself book review

The book was written to those who are tired of gambling with their financial future but instead would like a secure and predictable financial future. It reveals the strategy for taking back control of one’s financial future that Wall Street, banks, and credit card companies don’t want people to know…

Cash Envelope Budgeting

written by Jason Price | Budgeting, Managing Money, Saving Money, Simplify

cash envelope budgeting

In case you don’t know or need a refresher, cash envelope budgeting involves using envelopes to manage money. An envelope is created for each of your budget categories such as food, clothes, entertainment, transportation, etc. After you receive a paycheck you fund each individual envelope (or budget category) the cash allotted to it for the month…

Is Bankruptcy Ever Okay for a Christian?

written by Matt Bell | Biblical Personal Finance, Debt Help, Money Mistakes

is bankruptcy ever ok for a christian

With many people still struggling to find work, bankruptcy filings continue to grow.  More than 500,000 people have filed so far this year, according to the National Bankruptcy Research Center.  That’s up 17 percent from last year at this time. While bankruptcy’s stigma has weakened in recent years, it is still an especially troubling topic […]

Which IRA Should You Invest In?

written by Jason Topp CFP®, CRPC® | Investing

which ira should you invest in

So you’re saving money for retirement, or thinking about opening an account – that’s great! But should you open a Roth IRA or Traditional IRA? The question inevitably comes up – Which Type of IRA Should I Invest In?
It’s a good question, and there are advantages and disadvantages of both the Traditional IRA and the Roth…

Be A Blessing | 10 Creative Ways To Give

written by Craig Ford | Saving Money

creative ways to give more

I am a missionary, and my family is supported by the generous contributions given to our ministry. When you’re fundraising, it is nice to know some generous Christians with the means to give. That is why I was touched when I read the following words:“When the righteous prosper, the city rejoices; when the wicked…

How Much Should I Save For Retirement?

written by Craig Ford | Investing

how much should you save for retirement

Everyone wants to retire with an adequate amount of retirement savings. However, there are so many factors that cannot be predicted that people often feel overwhelmed when they try to figure out how much they should be saving for retirement. Due to simplicity, it is recommended that you try and establish a set percentage of…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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