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Budgeting

How to quit spending more money than you make

written by Bob Lotich, CEPF® | Biblical Personal Finance, Budgeting, Debt Help, Saving Money

How to quit spending more money than you make

So you want to learn how to quit spending more money than you make? Here are a few ideas that have helped me…

How the 80/20 principle applies to your money

written by Tim | Budgeting, Career & Work

You’ve probably heard of “the 80/20 rule.” The technical term for this common phrase is called the Pareto principle, named after . . . you guessed it, a man named Pareto . . . .

$500 a Month You Might Be Overlooking

written by Joe | Budgeting, Managing Money, Saving Money

An extra $500/m that you may be missing

Would an extra $500 a month help? Of course. And it is possible that you already have that $500; you simply need to corral it and use it.

How to Buy “Throw Away” Cars

written by Adam Faughn | Budgeting, Managing Money

How to buy "throw away" cars that look nothing like this beautiful convertible ;)

Some people do not want to drive older cars (especially when they are not nice looking), but I am content to do so, especially while we are working so hard on building a financial foundation. If you want to look for a “throw away” car, here are some things to keep in mind.

7 Tips To Be A Smart Black Friday Shopper

written by Bob Lotich, CEPF® | Budgeting, Managing Money

Retailers are intelligent, but you can outwit them by being a smart Black Friday shopper. Here are some of the best tips I’ve come across to save money and get the best deals.

MoneyWell Review | Envelope Budgeting Software

written by John Frainee | Budgeting, Managing Money, Productivity

MoneyWell

Over the past four years or so I’ve been using proactive envelope budgeting software called MoneyWell. It’s available on the Mac platform and there’s a companion app called MoneyWell Express for iPhone and iPod touch. Here’s what you need to know about it!

How Much Should You Spend on Groceries?

written by John Frainee | Budgeting, Managing Money, Saving Money

how much should you spend on groceries

Our groceries budget has fluctuated over the past couple of years. It started high, then went down pretty low, and now it is up again. I want to ask you, the readers, how much you spend on groceries so that we can all learn some valuable tips!

What is Gross vs. Net Income?

written by Cherie | Budgeting, Career & Work, Managing Money

Quickly, how would you would answer this question: "What's your income?" Did you think about the amount of your payday deposit? Did you think about the amount on your income tax return for the year? One is your net income and the other is your gross income. Everyone should understand the difference between gross and net income and why both numbers are important in your financial life.

Quickly, how would you would answer this question: “What’s your income?” Everyone should understand the difference between gross and net income and why both numbers are important in your financial life.

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.


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