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Debt Help

Success Story: Tithing and Paying Off A House In 5 Years

written by Guest | Biblical Personal Finance, Debt Help

tithing and paying off a mortgage early

In 2005 I began tithing regularly. I got introduced to the concept that all things belong to God and I am merely a steward. At the time I had been renting an apartment for two years and finally I decided to get a place to my own. I turned 30 that year and somehow my life’s priorities were changing both in the material and spiritual sense…

Should You Sell Your House to Pay Off Debt?

written by Joe | Debt Help, Managing Money

should you sell your house to pay off debt

“Help!” you are crying. “My debt load is weighting me down so much that I am considering selling my house to get rid of it. Should I?” Although I appreciate your willingness to sacrifice in order to dump debt, selling your house may not be the best way. Ask yourself the following question: Why am I in debt?

Is Bankruptcy Ever Okay for a Christian?

written by Matt Bell | Biblical Personal Finance, Debt Help, Money Mistakes

is bankruptcy ever ok for a christian

With many people still struggling to find work, bankruptcy filings continue to grow.  More than 500,000 people have filed so far this year, according to the National Bankruptcy Research Center.  That’s up 17 percent from last year at this time. While bankruptcy’s stigma has weakened in recent years, it is still an especially troubling topic […]

Resources and Ways to Cut Your Debt Load

written by Bob Lotich, CEPF® | Debt Help, Managing Money

Resources and Ways to Cut your Debt Load

The series/eBook basically takes you through all the things that my wife (Linda) and I have done to pay down our debts. When we got married we had about $40,000 of debt. Even though that was a sizeable amount of debt, we had a very strong desire to get rid of it. This intense desire drove us to make sacrifices that seemed pretty uncommon when we looked at those around us. But, as Dave Ramsey often says, “You have to live like no one else (now), so that you can live like no one else (in the future)”…

The 10 most common new year’s resolutions – is yours on here?

written by Bob Lotich, CEPF® | Debt Help, Productivity, Simplify

10 most common new years resolutions

I did some researching to find out the 10 most common new year resolutions – these are them! I am not much of a supporter of new year resolutions, I don’t like waiting around for a specific date to make positive life changes. That said, I guess some people don’t really think about making positive life changes until the new year rolls around…

5 Tips For Dealing With Your Medical Debt

written by Guest | Debt Help

tips for dealing with medical debt

Doesn’t it seem like even a check-up and a physical will have your wallet screaming for mercy these days? It doesn’t require major surgery and scans to rack up a pile of medical debt in this day and age. At some point or another many of us might even deal with a major health issue that requires exams, scans, check-ups and quite possibly surgery.Hopefully your health insurance provider will pick up the majority of the costs, but what do you do about the remaining amount that you owe? Or worse – what if you don’t have insurance?

How I used a 3rd car to prevent financial catastrophe

written by Bob Lotich, CEPF® | Debt Help, Managing Money

As some of you all know my car had to be put to sleep a few months ago. I am not really sure why I am just writing about it now – maybe because the grieving period lasted this long? 😉 But anyway, it’s passing marked a significant point in my financial life: It was […]

Make money writing for Hubpages

written by Bob Lotich, CEPF® | Debt Help, Entrepreneurship, Making Money

How I make $2 per month for each article I write at hubpages

..These are the steps I took to start making money writing for hubpages… I did very little if any work after creating the hubpages and yet I still made $47.14 in July…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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