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Debt Help

Debt reduction strategy

written by Guest | Debt Help

Do you have a plan to tackle your debt? It doesn’t necessarily need to be long and drawn out, but everyone should have some sort of debt reduction strategy if they want to get out of debt…

Why spending money wisely is a life-skill

written by Bob Lotich, CEPF® | Debt Help, Managing Money

It is incredibly important to start spending money wisely…

Should you tithe while trying to get out of debt?

written by Bob Lotich, CEPF® | Biblical Personal Finance, Debt Help

Tithing is a fiercely debated topic as you would expect with anything that seems to not make sense. I still wonder in amazement at how so many of God's principles are absolute foolishness to non-christians... I mean who in their right mind would give expecting to have more?

Being in debt and Tithing… I can’t even count how many readers have emailed me asking me about whether or not they should tithe while getting out of debt. Tithing is a fiercely debated topic (read comments on the post I wrote called Tithing in the New Testament for proof) as you would expect with anything that seems to not make sense. I still wonder in amazement at how so many of God’s principles are absolute foolishness to non-christians… I mean who in their right mind would give expecting to have more?

29 tips on getting out of debt from you!

written by Bob Lotich, CEPF® | Debt Help

Recently I wrote a post asking the readers for tips to help another fellow reader get out of debt. There were quite a few really good responses, so I figured I would formulate it into it’s own reader generated post! So here goes…

6 tips for a debt free Christmas

written by Bob Lotich, CEPF® | Budgeting, Debt Help, Saving Money

Why after every Christmas are most people looking at huge credit card bills wondering, “Where did all that money go?” It is no different than any other area of our lives, if we don’t have a leash on it – it will be out of our control. Think of your money like your neighbor’s dog

Open your mind (Part 2)

written by Bob Lotich, CEPF® | Biblical Personal Finance, Debt Help

Getting out of Debt Part 2…I have found that when I am challenged by something, I either open my mind to the possibility of it or I don’t. If I do open my mind to it, then I have to count the cost to decide if I want to do it. If so, the last and often easiest step is to just do it.

How to Get Out Of Debt
(Part 1 of 7)

written by Bob Lotich, CEPF® | Biblical Personal Finance, Debt Help, Managing Money

How to get out of debt

Getting out of debt Part 1… If you are like most Christians I have met, you want to be able to give more. You have a good heart and wish you could give more. You really want to be able to bless people and give more to your church. But again, if you are like most that I have met, you are thinking, “it is hard enough just to pay the bills each month, let alone give to others the way I would like to.”

Getting out of Debt (Series)

written by Bob Lotich, CEPF® | Biblical Personal Finance, Debt Help, Managing Money

Are you looking for help getting out of debt? …Over the last 2 years while working to get out of debt, we have paid off nearly $30,000 in consumer debts from some mistakes that we made in the past.

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Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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