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Investing

Fundrise Innovation Fund: My concerns and who should avoid it

written by Bob Lotich, CEPF® | Investing

(The following is an abbreviated transcription from a video I recorded. Please excuse any typos or errors.) Today I am going to break down the Fundrise innovation fund – I”ll share what I like about it, my 2 biggest concerns, how risky of an investment this is and who should definitely NOT invest in it. And […]

Biblically responsible investing: should Christians invest in morally questionable companies?

written by Bob Lotich, CEPF® | Investing, Biblical Personal Finance

The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors. One of our 10x investing students asked a question that I get asked quite often: Should we invest in companies that we don’t agree with morally? This is a question that many Christians wrestle with, and we’re […]

The Bible & Crypto (Should Christians invest in Bitcoin?)

written by Bob Lotich, CEPF® | Investing, Biblical Personal Finance

With Bitcoin’s price nearly doubling in the last 3 months, it inevitably gets people interested and I have been getting more questions like: And so I wanted to take a few minutes today to give my thoughts on it. And just to give you some background, I have been a Christian following Jesus for about […]

How to make your kid a millionaire [by employing them in your business]

written by Bob Lotich, CEPF® | Investing, Career & Work, Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) What would you say if I told you that you could set your kid up for millionaire status? You can. Especially if you own your own business. In this article you will see how you can […]

5 lessons from a secretary who invested her way to $7.2 million [Grace Groner]

written by Bob Lotich, CEPF® | Investing

how to invest your way to millions

The Grace Groner story I came across a really interesting story about a woman who was a lifetime secretary for 43 years. And she invested her way to 7.2 million dollars! Which I think is really cool because it proves this thing that we are constantly trying to hammer home: That you don’t need a […]

How to become a millionaire by investing [& turn $2k into $1 mil]

written by Bob Lotich, CEPF® | Investing

There’s a secret that the financial industry doesn’t want us to know. And it’s that becoming a millionaire… it’s actually really easy. Let me start you out with something mind-blowing. If your parents would have invested $2,000 at your birth into the S&P 500 and never did anything else, you’d likely have a million dollars […]

Should I only have cash because end times are near?

written by Bob Lotich, CEPF® | Biblical Personal Finance, Investing, Managing Money

Cash only or Invest to prepare in uncertain times

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) I received a question from a member of our SeedTime community that I wanted to share. The gist of it is this, should I just have everything in cash because the world is going to come […]

The 3 best investing lessons I learned from my millionaire mentor

written by Bob Lotich, CEPF® | Investing

how to start safely invest money

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) In this article, we’re talking about some of the best investing lessons I learned from my millionaire mentor. We will be going over three lessons I learned that will be beneficial to anyone who is investing […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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