This article explains how I organize my bank accounts…If there is one thing that I have learned about personal finances, it is that nothing is one-size-fits-all. There are different tools, methods, products, and investments that work for different people at different phases of their lives. My system that I am currently using to manage my accounts and cashflow, did not work for me 5 years ago, but…
Managing Money
How to budget with Capital One 360 (Formerly ING Direct)
Want to know how to budget? Well, ING Direct is my favorite budget tool. Here are the steps how I budget with ING Direct. You could probably use this same technique at other banks, but I will show you why it is more beneficial at ING Direct.
Expenses rise to meet income
Expenses rise to meet income. This is the gist of Parkinson’s law. This is the reason that a couple months after most people get a raise, it feels just as tight financially as it did before the raise.
4 Tips to sticking with a budget
These are my 4 simple tips to stick with a budget… Eliminate temptations – Recovering alcoholics should not hang out in bars. The temptation is too strong, it is just foolish. The same applies to someone who is trying to break the habit of overspending, you should not hang out at the mall, Home Depot, or wherever you get tempted.
