I am getting ready to embark on an all out battle against our energy bills and I know the next couple months are going to be tough. It’s been a cold December, but January and February are always a bit more intense. But after doing some homework, I found a bunch of simple things that we can do to lower our bills this winter. Even though I should have done this 2 months ago, I am going to basically treat this as my checklist of things to do to over the next couple weeks…
Saving Money
How much money does a Christian need?
This is a tough question to answer because it is different for every person, but I like to think that the answer for most of us should be “a lot”…
Money Mistake #1 – Paying too much for a car
It is obvious that overpaying for something isn’t a good idea, but with cars it is especially a bad idea. The reason is that cars are depreciating assets, so if you take a loan out for your purchase, you immediately enter into a race to pay the car loan down faster than the value drops. In my case with the convertible, I did a lot of things that ensured I was going to lose this race…
Free and Legal TV and Movies online
I was going to name it something like “where to find free TV and Movies online,” but changed it to make sure I added “legal” in there. It turns out that a whole lot of what I was finding wasn’t legal. I saw a link on one site to “Marley and Me” and I thought to myself, “isn’t that still in the theaters?” Sure enough I was right, as the video started, I noticed that I could actually see the theater seats in the recording. I guess someone recorded it directly from the theater – I am going to assume that isn’t legal. 🙂
Tithing: Money back guarantee?
In it you find that this unconventional church puts their money where their mouth is — or more appropriately — God’s mouth 😉 . They challenge the congregation to tithe for three months and if at the end of the 3 months the participants are not convinced of God’s faithfulness, they can get a full refund of every dollar they have given, no questions asked.
Free Franklin Planner templates
If you are like me and a little bit taken back by the high price of replacing the pages in your Franklin planner, I just found a great alternative. It does require a little bit of an upfront investment and some elbow grease, but it should pay for itself very quickly. ..What you need to create your own planner pages… Paper – probably a thin stock, to keep your planner from becoming too bulky…
No money for Christmas?
Do you not have any money for Christmas this year? After some of the financial challenges of this year it seems like there going to be more people who don’t have much cash for Christmas gifts this year. If you are in a tight spot this year and want to have a debt-free Christmas, then we need to get a little creative.
6 tips for a debt free Christmas
Why after every Christmas are most people looking at huge credit card bills wondering, “Where did all that money go?” It is no different than any other area of our lives, if we don’t have a leash on it – it will be out of our control. Think of your money like your neighbor’s dog
