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No money for Christmas?

written by Bob Lotich, CEPF® | Saving Money

After some of the financial challenges of this year it seems like there going to be more people who don’t have much cash for Christmas gifts this year. If you are in a tight spot this year and want to have a debt-free Christmas, then we need to get a little creative.

Get some Christmas money from Ebay

You still have time to sell off unwanted stuff on Ebay before Christmas. Believe it or not, you really can make a few hundred bucks pretty easily by selling stuff around the house. I wrote a full article on how to sell stuff on Ebay.

Decorating for Christmas without much money

I was in the local thrift store the other day and I saw all kinds of Christmas decorations that were NEW and still in the box at super cheap prices. We are just about overflowing with Christmas lights and ornaments, so I didn’t dare buy anymore. But, it is an idea that I will keep in mind.

Make your Christmas decorations

Some of my favorite decorations are natural ones! The beauty of this is that they are often the cheapest as well!

Last year I made my own Christmas wreath from chopping off the lower branches of our fresh-cut tree. They also make great centerpieces if you put them in a vase or on the mantle of the fireplace.

Pine cones are also a great inexpensive decoration. You can place them on shelves, fill a vase, use them as ornaments, spray paint them festive colors, the list goes on and on.

Remember popcorn strings? You know, you just run a needle and thread through a bunch of popcorn then hang it on the tree. Just keep it away from the dogs 😉 .

Christmas gift-giving without much money

If you are strapped on cash this year, I have your solution for gift ideas. For guys give them food. For girls write them a long letter telling them how much you care. I am kind of joking, but not too much. I will always be happy with a batch of fresh homemade cookies as a gift!

Other “I don’t have any money for Christmas” gift ideas

Have everyone in your family make gifts. If everyone is doing it, it minimizes the “peer pressure” that Christmas sometimes brings. It doesn’t have to be a craft, you can make just about anything. Just Google it and you will probably find a video of someone showing you how to make whatever it is.

Give away things you already have. I am obviously not suggesting that you give away the junk that you don’t want. But if you have something that is of value that someone else will want, why not? Use it as an opportunity to pass along something that is valuable to you.

Cook your recipient dinner. Rather than buying a gift certificate to a restaurant, why not give them your hospitality instead?

Related posts:

  1. How to get started investing in Real Estate for beginners
  2. 7 Things Every Christian Should Do Every Day
  3. 5 Traditional and 5 Non-traditional Ways to Invest Your Money
  4. My tithing experience

About Bob Lotich, CEPF®

Bob Lotich, CEPF® is a Certified Educator in Personal Finance and has over 15+ years experience writing about Biblical personal finance. He is the award-winning author of Simple Money, Rich Life and has been named a top 20 social influencer in personal finance. Check out his on-demand Christian financial class for couples, small groups and churches called True Financial Freedom.

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Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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