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How to Sell Your iPhone on eBay

written by Guest | Making Money

Want to get the most money from selling your old iPhone? Even if the iPhone is damaged and not working, you can sell it for the most cash on eBay.com. Selling an iPhone is not like selling clutter. There are some pitfalls to avoid, and there are ways to earn more money.

Can You Live on a Single Income?

written by Kevin Mercadante | Career & Work, Managing Money, Saving Money

can you live on a single income

If your household has always survived on at least two paychecks, the thought of living on a single income can be intimidating. It’s tough enough to live on two incomes — but one? It’s actually doable, but it can require a radical plan of action.

How Having an Emergency Fund Can Help You Save on Insurance Premiums

written by Joe | Managing Money, Saving Money

how having an emergency fund can help you save on insurance premiums

Your emergency savings is set aside to be used for nothing but emergencies. Right? Right! But that very fund can also be used to help you save on insurance premiums . . . .

What is Gross vs. Net Income?

written by Cherie | Budgeting, Career & Work, Managing Money

Quickly, how would you would answer this question: "What's your income?" Did you think about the amount of your payday deposit? Did you think about the amount on your income tax return for the year? One is your net income and the other is your gross income. Everyone should understand the difference between gross and net income and why both numbers are important in your financial life.

Quickly, how would you would answer this question: “What’s your income?” Everyone should understand the difference between gross and net income and why both numbers are important in your financial life.

How to Get Health Insurance With No Job

written by Joe | Managing Money

Health Insurance Provider

Admittedly, getting health insurance with no job is a stretch. Why? Because no job implies no income, and health insurance companies aren’t in the business of giving away free coverage. However, there are instances when jobless people can get free or very inexpensive coverage. Also, alternatives to “normal” health insurance can sometimes save big time on “normal” premiums. Let’s explore some of these options.

What Are the Average Community College Tuition Costs? (It Might Shock You)

written by Aaron | Saving Money

What are the Average Community College Costs per Year

A few months ago, my 17-year old son was accepted into a fairly rigorous technical college that focuses on mechanics. I was happy for him, but at the same time, knew the tuition to attend the school would not be cheap. When the recruiter tallied up the costs associated with going to through the program — my wife and I were a bit shocked.

Why You Should be Happy With What You Have

written by Joe | Biblical Personal Finance, Simplify

why you should be happy with what you have

What do you need to make you happy? A nicer car? A better paying job? A bigger house? The newest cell phone? Now let me ask another question: do you truly believe that these things will give you long term happiness? My guess is that life has taught you that whatever mood boost you might receive won’t last. It never does. The moment you get the latest and greatest, the euphoria dissipates and you begin longing for something else. Am I right?

How to Manage Money as a College Student

written by Cherie | Managing Money, Saving Money

College Student with Money

Campuses are gearing up for fresh-faced freshmen and returning students this fall. Many college students have a limited amount of money — along with limited experience in managing money. But the opportunities to spend are unlimited! Here are some tips for managing your money as a college student . . . .

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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