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New Law on Bank Overdraft Fees & The “Courtesy” Overdraft Protection

written by | Saving Money

Recently Consumer Reports released an article discussing the new Federal law pertaining to banks and their overdraft services. Not sure if the motivation for the new regulation was customers like the one above, but I think it is probably a good thing.

Believe it or not, that $35 fee that the bank charges you when you overdraw your account is actually a “service” that your bank is offering you. They care so much about your well being that they want you to be able to buy that Snickers bar without being told that you don’t have the money in your account. 😉 And then they charge you $35 when you spend 50 cents more than you have in your account…

15 Creative Ways to Decorate Your Home for Free

written by | Saving Money

I love to decorate my home. For me it is like having sprinkles on my cupcake. I even like changing things up a bit from time to time. Especially for all the Holidays and with each new Season. Decorations just set my mood and a tone for our home. Do you like to DIY decorate? […]

10 Frugal Landscaping Ideas to make Your Yard Amazing

written by | Saving Money

So, I’m starting to research frugal landscaping ideas to make my yard amazing this Spring. Bloggers have so many fab ideas! There are so many back yard projects, curb appeal DIYs that it’s hard to narrow down what will not only look best for my home, but also won’t hurt my wallet too much! I […]

15 baby toys that you can make for free

written by | Saving Money

Who said babies have to be expensive? I am due in a few weeks with baby #3 and let me tell you that I have learned that you don’t need most of the baby stuff that stores try to sell.  Especially when it comes to toys. Babies tend to want to play with everything and […]

20 ways to use worn out clothes that you’ve never thought of

written by | Saving Money

Don’t throw away those worn out clothes, instead repurpose them! There are lots of ways to repurpose clothes and breathe new life into them. We have rounded up 20 creative ideas for your worn out clothes to get you inspired to repurpose what you already have just sitting in your closet, let’s DIY! Those stretched out […]

The Problem With Tithing Your Time

written by | Biblical Personal Finance, Managing Money

The argument I hear about tithing time sounds logical: “I just can’t afford it. Every penny is spent before the month begins. Wouldn’t God understand if I were to tithe my time instead of my money?” While I don’t believe this is a black-and-white issue, I do see some problems with this mindset.

15 ways to have a Fun and Cheap Family Night

written by | Saving Money

When is the best day to have a family fun night? I believe that it is always a good day to gather the family. For me, being with family can build lasting memories and time honored traditions. And, there is no better way to enjoy time with loved ones than by having a fun family […]