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Children

How to make your kid a millionaire [by employing them in your business]

written by Bob Lotich, CEPF® | Investing, Career & Work, Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) What would you say if I told you that you could set your kid up for millionaire status? You can. Especially if you own your own business. In this article you will see how you can […]

Raise Your Children to be Generous: 3 Important Tips

written by Joe | Biblical Personal Finance

Raise Your Children To Be Generous

On a Spring day in 1998, I reluctantly notified our mission chairman that I wouldn’t be able to make the Mexico Mission trip. My reason? I did not have the $500 deposit. However, that same day, my daughter called, “Dad, I know that you really, really want to take this trip, and it just so happens that I have an extra $500. I want you to use it for your deposit.”

7 Simple Ways To Raise Non-Materialistic Children

written by Joe | Biblical Personal Finance, Simplify

If you want to raise kids who aren't always obsessed with the latest and greatest, and who don't wrap their self-esteem in their possessions, then check out some of these tips to raise non-materialistic children -

Ironically, many children raised in wealth demonstrate the same tendencies as those who are raised in extreme poverty: depression, despair, attempted suicide, drug and alcohol use, and shoplifting. Why this behavior? The parents, who are way too busy making money, sacrifice meaningful time with their children.

5 Reasons to Put Your Retirement Plans Ahead of Your Children’s College

written by Joe | Career & Work, Managing Money

5 reasons why you should put your retirement savings ahead of paying for your kid's college tuition

I recently spoke with a single mom who was planning to mortgage her paid for house in order to ease her children’s college burdens. Her logic? “I just can’t let them accumulate all of those student loans. What kind of a mother would?”

How to Raise a Child on Less Than $266,698

written by Joe | Managing Money, Saving Money

how to raise a child for less than a quarter million dollars (which is what they say the average cost is from birth to adulthood)

How much does it cost to raise a child these days? According to Baby Center web site, the cost of raising a child from baby to adulthood is $266,698. Now that you have pulled yourself up off the floor, I want to assure you that it is OK to bring babies into the world even […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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