Creating a debt snowball is my preferred method of getting out of debt. When Linda and I were paying off $46k of debt, we actually didn’t use a debt snowball spreadsheet or worksheet, but looking back I think it really could have helped us. If you are wanting to pay off debt on your own, […]
Debt Snowball
How To Negotiate With Credit Card Companies (And Stop Wasting Money)
A few years ago, when I had over $15,000 of credit card debt, I was often negotiating with credit card companies to get better interest rates. I took a very active approach toward minimizing my interest expense on my debt and learning to negotiate with credit card companies was a key component…
Debt reduction strategy
Do you have a plan to tackle your debt? It doesn’t necessarily need to be long and drawn out, but everyone should have some sort of debt reduction strategy if they want to get out of debt…