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Money Lessons

The one thing I would teach a recent college Grad

written by Bob Lotich, CEPF® | Investing, Saving Money

The one thing I would teach a recent college grad

You just finished your degree and you are probably looking for your first “real” job. This is the perfect opportunity to decide how you would like your financial life to be. You have the choice to spend and buy whatever you feel like which will likely put you in heaps of debt.

Do You Need an Emergency Fund?

written by Bob Lotich, CEPF® | Biblical Personal Finance, Managing Money

Do you need an emergency fund?

Do you need an emergency fund? Well, I used to think of an emergency fund as robbing myself. Thankfully, I learned how beneficial an emergency fund is to my long-term financial well being.

A Big Money/Life Lesson from Wal-Mart’s Sam Walton

written by Jason Topp CFP®, CRPC® | Simplify

money lesson from walmart's sam walton

Recently I came across an article about Sam Walton, the founder of Wal-Mart. It was a very interesting read and I found some things I never knew. After doing a little further digging about Wal-Mart I found an article quoting George Will, who had this to say about the company…

4 Things the Apostle Paul Teaches Us About Money & Giving

written by Jason Topp CFP®, CRPC® | Saving Money

4 things the apostle paul teaches us about money and giving

The Apostle Paul is the most well-known Christian missionary. He was beaten, persecuted, shipwrecked and thrown into prison numerous times for His faith, and yet wrote half of the New Testament! So let’s take a look at what the Apostle Paul teaches us about our money…

Advantages Of A Living Trust vs. A Will

written by Jay Peroni, CFP® | Managing Money

Over the past 15 years as a financial planner, I am often asked, “should I have a will or a trust?” I sure wished every prospective client would ask this question because this would reveal they were planning ahead. The sad fact remains that less than half of adults have a will, let alone a trust…

Being owed money & striving to pass the test

written by Bob Lotich, CEPF® | Biblical Personal Finance, Simplify

being owed money and striving to pass the test

I once heard someone say, “challenges are just wonderfully disguised opportunities for growth.” I really do believe it to be true. Just like a strong physical body requires exercises that push it beyond what is comfortable, so a strong character requires challenges that aren’t comfortable. My newest challenge is that an advertiser owes me a […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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