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How to Sell Your Stuff on Ebay

written by Bob Lotich, CEPF® | Saving Money

As part of my de-cluttering process, I sell my stuff on Ebay. There are lots of random items around the house that are perfect for selling on Ebay. If you have never sold on Ebay before, you will probably be surprised at how easy it is and how quick you can make a little money. Last time I made over $200 for only a few hours worth of time.

Do You Need an Emergency Fund?

written by Bob Lotich, CEPF® | Biblical Personal Finance, Managing Money

Do you need an emergency fund?

Do you need an emergency fund? Well, I used to think of an emergency fund as robbing myself. Thankfully, I learned how beneficial an emergency fund is to my long-term financial well being.

How To Make A Simple Budget

written by Bob Lotich, CEPF® | Budgeting, Saving Money

how to make a simple budget

What is the best way to make a budget? This step by step guide will show you how to make your budget. The first thing that anyone who wants to make a budget must do is to compare their income versus their expenses. The good thing is that it is quite easy to do…

How Much “Fun Money” Should You Spend Per Month?

written by John Frainee | Budgeting

How much fun money should you spend per month?

If you’re like me – a penny pincher – you need to know it’s okay to have a little fun every once in a while. But how much should you spend on entertainment and fun? The answer is different for everyone, but here are a a few ideas that can help you figure that out.

25 Inspirational Bible Verses

written by Bob Lotich, CEPF® | Biblical Personal Finance

I personally really benefit from soaking up a great verse or helpful quote, so I am always looking for inspirational Bible Verses or quotes to help me stay motivated. So many of the verses below may be familiar to you, but I encourage you to read over them and soak them up! Let this be a little bit of a bible study for you today!

I personally really benefit from soaking up a great verse or helpful quote, so I am always looking for inspirational Bible Verses or quotes to help me stay motivated…

10 Free Dates Your Wife Will Love

written by Bob Lotich, CEPF® | Saving Money

10 free date ideas that your wife will love - https://seedtime.com/10-free-dates-your-wife-will-love/

Alright, I can’t guarantee that she will “love” all of them, I mean what kind of guy would I be if I completely understood women? 😉 But, I am sure that she will at least love some of them, depending on the type of lady you have…

16 Legitimate Home Survey Companies?

written by Bob Lotich, CEPF® | Saving Money

16 legit home survey companies... https://seedtime.com/legitimate-home-survey-companies/

These are some of the survey sites that I have either heard good things about from readers or have some reason to believe that they are legit…

YNAB Budgeting Software Review

written by Bob Lotich, CEPF® | Budgeting

ynab 3 review

Jesse has done a fantastic job of creating a beautiful user interface that is intuitive and effective. After the issues I experienced with Mvelopes, YNAB was the perfect antidote. Like I mentioned before I really liked the “system” that Mvelopes created, and had I not had interface issues I would still be using them.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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