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Bob Lotich, CEPF®

Should I only have cash because end times are near?

written by Bob Lotich, CEPF® | Biblical Personal Finance, Investing, Managing Money

Cash only or Invest to prepare in uncertain times

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) I received a question from a member of our SeedTime community that I wanted to share. The gist of it is this, should I just have everything in cash because the world is going to come […]

Free state income tax filing (5 ways to file free)

written by Bob Lotich, CEPF® | Saving Money

5 free ways to file your STATE taxes for FREE. It is pretty easy to find a free FEDERAL option, but filing state taxes for free can be tough to find.

It isn’t too difficult to find a place to file your federal tax return for free, but finding a service to file your state return for free is another story. Here’s what I found . . . .

The 3 types of tithing in the Bible, and the 2 you shouldn’t do

written by Bob Lotich, CEPF® | Biblical Personal Finance

tithing as worship

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) So the other night, Linda and I were teaching our six-week financial class called True Financial Freedom. We’re on week two with our awesome students. And we do a little Q&A at the end of each […]

Why I am not ANTI credit cards

written by Bob Lotich, CEPF® | Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) Everybody knows that Dave Ramsey hates credit cards. And it’s funny, because people just assume that I feel the same way. However, we don’t share the same credit card philosophy. I’m not ANTI credit cards, just […]

Crypto. The future? A hyped bubble? & a look at how I am investing in it

written by Bob Lotich, CEPF® | Saving Money

I recently sent out an email to our subscribers sharing a new investing strategy I am testing out and like usual when a new/unfamiliar idea is presented there are some naysayers… And this wasn’t really an email that I thought was controversial in the least. It was basically an email explaining that I view my […]

The 3 best investing lessons I learned from my millionaire mentor

written by Bob Lotich, CEPF® | Investing

how to start safely invest money

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) In this article, we’re talking about some of the best investing lessons I learned from my millionaire mentor. We will be going over three lessons I learned that will be beneficial to anyone who is investing […]

How to enjoy reading again

written by Bob Lotich, CEPF® | Career & Work, Entrepreneurship, Productivity

how to enjoy reading again

(The following is an abbreviated transcription from a video I recorded with Jeff Brown. Please excuse any typos or errors.) Hey guys, I’m excited today because I got to interview Jeff Brown about how to enjoy reading again (and why it is so important). He is an author speaker and he runs this fantastic podcast […]

My Checklist To Financial Freedom (PDF)

written by Bob Lotich, CEPF® | Managing Money, Debt Help, Simplify

my checklist to financial freedom

I love checklists. Especially when I want to make progress in a particular area but don’t exactly know what steps to take. This is a personal financial checklist that covers many of the steps I have taken over last decade that have helped me move from being a financial mess to having a little bit of an idea of what’s going on.

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