Bob Lotich, CEPF®

11 Steps To Starting A Small Business Online

written by Bob Lotich, CEPF® | Entrepreneurship, Making Money

These were the steps I took to start my online business and they will vary depending on the type of business you are wanting to start. Hopefully they will give you some ideas of some things you need to keep in mind as you progress!

Free Spreadsheet To Get Your Financial Life On One Page

written by Bob Lotich, CEPF® | Managing Money, Productivity, Simplify

Being impacted by my uncle’s premature death and wanting to do everything I can do to help my wife, I decided to create a system for keeping things organized. It has been a work in progress over the last few years, but has evolved into a very helpful tool…

9 Reasons Paying Off Debt was one of the Best Decisions I Ever Made

written by Bob Lotich, CEPF® | Debt Help

It has now been a few years since my wife and I paid off all of our non-mortgage debt, but the benefits still remain. It is absolutely one of the best decisions I ever made and I can’t help but wish that everyone I know could experience some of the joys of having all of […]

What Does The Bible Say About Debt? (The Surprising Truth)

written by Bob Lotich, CEPF® | Biblical Personal Finance, Debt Help

Before you begin your journey to get out of debt, it is important to know what the Bible says about debt. You can then use these truths to build your faith since faith comes by hearing the word. Once you have a solid understanding of what God has to say about the issue, then you can boldly pray about your debt in faith.

10 ways to become poor

written by Bob Lotich, CEPF® | Debt Help, Managing Money, Saving Money

These are some simple ways to become poor… 1. Spend more than you make – Actually if you only do #1, you won’t have to worry about the other 9. This is the easiest way for anyone to become poor. It doesn’t matter if you make millions or hundreds each month, the same principle applies.

Minimalism: The Myths and the Life-Changing Benefits

written by Bob Lotich, CEPF® | Saving Money

[mv_video key=”s9lktkiurm6ndt0u7nay” volume=”70″ sticky=”false” ratio=””] I recently did an interview with Joshua Becker who is a former pastor and a widely respected thought-leader in the minimalist movement. He has a great blog and has written several books teaching his theory of practical minimalism. Below are just a few things that we cover in this interview […]