Bob Lotich, CEPF®

A free savings goal calculator

written by | Budgeting

I’ll be honest. I get contacted multiple times a day from various companies wanting to advertise on SeedTime or wanting us to promote “their thing”. And 99.9% of them get the delete button. Not all of them are bad (though many are), but I only work with advertisers that have products that I am actually […]

Prayer for finances (Printable PDF)

written by | Biblical Personal Finance

At many times over the years I have found myself in a challenging financial position and found myself praying for finances. While much of what I write about on this site are practical tips to improve your finances, the truth is that when you need a financial breakthrough, there really is no better move than […]

Was Jesus a tightwad?

written by | Biblical Personal Finance, Budgeting

It seems that many Americans think the defining indicator of financial security is your lack of concern for waste. You can see it all over our culture with movie stars spending $30,000 on a designer handbag to carry their dogs in, or in the rock-n-roll lifestyle where music videos clearly portray the idea that,”money is no object,” often times in a competition of who can have the most gold chains or throw the most cash in the air.

19 Proverbs about money

written by | Biblical Personal Finance

I still remember the first time I read through the book of Proverbs and I was fascinated that there were so many proverbs about money. The book is full of so much amazing wisdom and thankfully for us all, the Bible says a lot about money. So this isn’t all of the money proverbs, but […]

What Jesus said about money

written by | Biblical Personal Finance

Through the written word, Jesus has given us a lot of instructions regarding how to manage our money. Money can be a touchy subject for many. However, it is an important area to consider. This is why Jesus made sure to talk about it a lot. Out of all the things Christ shared about money, […]