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Bob Lotich, CEPF®

My New Favorite Money-Saving Strategy That You Aren’t Using

written by Bob Lotich, CEPF® | Saving Money

My newest money-saving strategy that you probably aren't using

I just love finding new ways to save money.  It is kind of an addiction really. 😉  And after spending years being a guinea pig with a lot of money-saving tips I created this 3-step process I used to help me save over 50% on almost all of my purchases. So today I just want […]

15 Awesome Ways To Make $200 Fast!

written by Bob Lotich, CEPF® | Making Money

Ways to make money

Want to make money quick? I surveyed 15 finance bloggers to see what the best ways to make quick money were… I asked how they would make a quick $200 (in under 2 weeks) these are their responses…

How I made $2,145 Last Month by decluttering

written by Bob Lotich, CEPF® | Making Money, Popular

A few years ago I began a journey towards minimalism.  And not the weird kind where you sleep on the floor and only have one plate and one fork, but a kind where I question all my possessions and get rid of the stuff I don’t need. I had read a few books that were […]

Why God’s way takes longer

written by Bob Lotich, CEPF® | Biblical Personal Finance

Why God's way takes longer

As I was staring at this tree I began to realize that trees grow slowly. You plant a seed for a tree and it takes a while to sprout and takes a while to grow to a decent size.Grass and even plants, on the other hand, grow a lot faster. They sprout up quickly and sometimes you can even notice growth one day to the next. I have been enjoying watching this rapid growth with all of the plants in my vegetable garden.

How to get started investing in Real Estate for beginners

written by Bob Lotich, CEPF® | Investing

Ever want to get started investing in real estate? Check out this interview with a veteran real estate investor -

I have been wanting to do some real estate investing for years, but just haven’t gotten around to it yet.  We all have our excuses don’t we? But a friend of mine, Brandon Turner, is part of the largest real estate investing website out there (BiggerPockets.com) and has been investing in real estate for years. […]

12 Ways To Turn a Bad Day Into a Better One

written by Bob Lotich, CEPF® | Biblical Personal Finance, Simplify

They are inevitable. Bad days happen to everyone. But, there are things you can do to make them better. Here are 12 simple things you can do right now to improve your day!

Bad days are inevitable. They happen to everyone. But, there are things you can do to make them better. Here are a few of my favorite ways to turn a bad day around…

God will provide! Bible Verses about Provision

written by Bob Lotich, CEPF® | Biblical Personal Finance

God will provide! Even when you cannot see God at work in your life, He is there! His ways and timing are not our own. And He is a faithful God who is for you and has your best interest at heart! And He is trustworthy! When nothing in the world seems reliable or trustworthy, […]

Godliness with Contentment…

written by Bob Lotich, CEPF® | Biblical Personal Finance

Godliness with Contentment

Yes, Godliness with Contentment can be achieved! I’ve researched scripture to find some of the key Bible Verses about Contentment. Let’s take a look further into what the Bible says… Psalm 23:1The Lord is my shepherd, I shall not want. Ecclesiastes 5:10Whoever loves money never has money enough; whoever loves wealth is never satisfied with […]

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