My local gas company had a list of 30 Hot tips to use energy wisely. Below are some of the tips worth noting: Attic insulation could be your best investment. It lowers the cost of both heating and cooling.
Simplify your Closet
Tips for simplifying your closet. Most of us have clothes for different occasions. Clothes to lounge around the house in, to be casual, to dress up, to dress up really nice, to run errands in, to work in, to exercise in, to play in the snow in, to do yardwork in, and the list can go on and on. I always had a tendency to think that for each occasion I needed multiple outfits,
Primerica Review: the good and bad
Is Primerica a legit company? Here are the pros and cons of Primerica from my perspective… I have been to quite a few multi-level marketing recruiting meetings over the years and I don’t mind meeting with the recruiters and really learning what the company is all about.
Would Jesus have an emergency fund?
I talk a lot about the importance of having an emergency fund and how it is a necessary ingredient to a sound financial plan. But, I thought we should step back and ask the necessary question, “Would Jesus have an emergency fund?”
Save money on car depreciation
You can minimize the amount of depreciation of your car with these tips… Everyone has heard that a brand new car goes down hundreds or even thousands of dollars the minute you drive it off the dealer’s lot. This is just the beginning. Over the first year some cars depreciate as much as 35%.
Budgeting is like baking cookies
For some reason the word “budget” has an interesting effect on most people causing them to cringe in pain more than the thought of going to the dentist. It really shouldn’t be as painful as people make it seem. If done correctly, it should give you MORE freedom to get what you want. If you think of a budget as a plan “that takes away all the fun” or eliminates your ability to get things you want, then you are doing it wrong.
Buying a wedding ring from Amazon.com
I bought my wife’s engagement ring from Amazon.com and I learned a few things in the process… When I began shopping for my wife’s engagement ring, I started browsing “traditional” jewelry stores to get a ballpark figure for what I could get with the amount I had saved up. Like most other purchases I make, I did my homework and learned about the four C’s (color, cut, clarity, carat) so that I could make an educated buying decision…
How I organize my bank accounts
This article explains how I organize my bank accounts…If there is one thing that I have learned about personal finances, it is that nothing is one-size-fits-all. There are different tools, methods, products, and investments that work for different people at different phases of their lives. My system that I am currently using to manage my accounts and cashflow, did not work for me 5 years ago, but…
