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Bob Lotich, CEPF®

Fit a camel through the eye of a needle? [Bible Verse meaning]

written by Bob Lotich, CEPF® | Biblical Personal Finance

Fitting through the eye of a needle

Ah, you know the verse. It’s the one that people love to quote when they are trying to prove that Christians should be poor because it appears to be more righteous. Well, is it really? “For it is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God.” Let’s look at the definition of “rich,” and see who qualifies.

8 reasons Rubbing Alcohol is my money-saving hero!

written by Bob Lotich, CEPF® | Saving Money, Simplify

8 awesome uses for rubbing alcohol that will save you money

You know they say you can’t be all things to everyone. Rubbing Alcohol apparently disagrees. After doing a little investigating, I discovered a bunch of uses for it that I never knew about before. The beautiful thing is that you can get rubbing alcohol (isopropyl alcohol) just about anywhere for less than a buck a bottle. It is for these 8 reasons that Rubbing Alcohol is my hero!!

25 Best High Paying Jobs Without A Degree

written by Bob Lotich, CEPF® | Career & Work, Making Money

31 legit home-based biz ideas

There are a lot of high paying jobs available to those without a degree. These are the top 25 paying jobs that don’t require a degree… regardless of whether or not you get a college degree, you have to be a learner.

Budgeting Software: 13 Great Free Budget Software Tools

written by Bob Lotich, CEPF® | Budgeting, Managing Money, Saving Money

Here are 13 free options if you are looking for free budgeting software. If you need to get your budget going, click on over to get started!!

Over 15 free budgeting tools… Some of these budgeting tools are online applications, some are downloadable software, some are for Windows, some are for Mac and Linux, some of them may have lots of bells and whistles, and some may be overly simplified. I suggest you dig through and see if what works for your budget. Every person is different, therefore every budget will be different. It may take some time to find what fits you best, but it is out there and if it isn’t create it and let me know about it!

5 ways reading CPF can put cash in your pocket!

written by Bob Lotich, CEPF® | Saving Money

1) Earn some real interest on your savings. If you are still sitting using a “traditional” savings account that is paying you 0.5% on your savings, you are leaving a lot of cash on the table. For every $3,000 in savings, you could easily be earning an extra $100 a year in interest. I like […]

My tithing experience

written by Bob Lotich, CEPF® | Biblical Personal Finance

I don’t exactly remember when I started to tithe – probably about 7-8 years ago. But I do remember getting a new job that was nearly double my previous income and thinking, “Wow, so this is the result of tithing.” It was a helpful lesson to me since I was, like most, skeptical about the whole thing. I had heard about all the scandals with TV preachers and kind of grew up with a cynical attitude towards giving to the church. Somewhere along the line I decided to “take a chance” and try it out.

10 tips for a better budget

written by Bob Lotich, CEPF® | Budgeting, Managing Money

tips for a better budget

Make a better budget! These are my ten tips to build and keep a better budget.

Quit spending (Part 4)

written by Bob Lotich, CEPF® | Saving Money

Getting out of debt part 4…Getting out of debt, creating wealth, living financially free, retiring with cash in hand can all be achieved by following one simple rule: Spend less money than you make.

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