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SeedTime Money (Christian Personal Finance)

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Dawn

21 Bible Verses for when you need to feel God’s love

December 13, 2016 By Dawn 12 Comments

In life, there may be times where you feel alone. Do not despair, for God is with you. At times […]

30 Motivational quotes to make it an Awesome day!

November 14, 2016 By Dawn 3 Comments

We all need a little encouragement from time to time. And, if today is a day where you’re needing some […]

20 Fun Alternative Ideas for Halloween

October 18, 2016 By Dawn 4 Comments

Fall is one of my favorite seasons! I’m always looking forward to the leaves changing colors, the crispness in the […]

25 Quotes that will change how you look at money

October 15, 2016 By Dawn Leave a Comment

We live in a society where instant gratification is a state of mind, a way of life.  And, we have […]

15 Bible Verses to start Your day off right!

August 7, 2016 By Dawn 24 Comments

There is no better way to start your day off right than to be guided by the word of God. […]

20 Amazing Hacks that will make Your Life Easier and Save You Money

June 6, 2016 By Dawn

Life is so stressful and I’m always looking for ways to minimize the stress in my life. One of the […]

25+ Free Things You Never Knew You Could Get For Free

March 7, 2016 By Dawn

Have you ever searched for what you can get for free? I’m not talking about anything unsubstantial. What if I […]

30 Cheap DIY Christmas Decorations

November 2, 2015 By Dawn

One of my goals this Christmas is to have a handmade Christmas! Have you ever had a handmade Christmas?  Do […]

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Welcome!

Bob Lotich

Hey! I’m Bob Lotich. Jesus follower, husband, dad, best-selling author, CEPF®, and money nerd.

This site contains the lessons I learned on my journey from being a stingy, debt-ridden fool, to being able to give more than I ever dreamed, having a paid off house by age 31, and peace with money in the process. Find out more or join us here.

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

“As long as the earth endures, seedtime and harvest, cold and heat, summer and winter, day and night will never cease.”

Genesis 8:22

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