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The Blog

The Bible & Crypto (Should Christians invest in Bitcoin?)

written by Bob Lotich, CEPF® | Investing, Biblical Personal Finance

With Bitcoin’s price nearly doubling in the last 3 months, it inevitably gets people interested and I have been getting more questions like: And so I wanted to take a few minutes today to give my thoughts on it. And just to give you some background, I have been a Christian following Jesus for about […]

How to cast your cares on the Lord with your finances

written by Bob Lotich, CEPF® | Biblical Personal Finance

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) Today we are looking at a Biblical 4-part framework you can use today to cast your cares on the Lord with your finances. We need to remember that the Lord is our strength and He cares for […]

How to use ChatGPT for Bible study (4 ways)

written by Bob Lotich, CEPF® | Productivity, Biblical Personal Finance

4 ways you can use chatgpt for bible study

(The following is an abbreviated transcription from a video I recorded. Please excuse any typos or errors.) Today I’m sharing 4 different ways that I’ve been using a new AI tool called ChatGPT for Bible study. It’s a really fascinating tool and I’m so excited to share with you how it can help you out in […]

The 5 Best-Rated Credit Card Companies

written by Bob Lotich, CEPF® | Managing Money

The 5 top rated credit card companies

I am always cautious when writing about credit cards because I know some people get themselves in loads of trouble with their credit cards. But I trust that you are not one of those people and that you are smart enough to know that carrying a balance on a credit card is a no-no! Repeat […]

11 Financial Questions You Must Ask Before Getting Married (Free Download)

written by Bob Lotich, CEPF® | Managing Money

pre-marital questions about money you need to discuss with your fiancee

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) We are going to take you through 11 financial questions that you must ask before getting married. Ask these questions, have this conversation if you are engaged. And definitely before you get married. And I will tell […]

Josh Straub on how to get on the same page as your spouse

written by Bob Lotich, CEPF® | Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded with Dr. Josh Straub. Please excuse any typos or errors.) Dr. Josh Straub and his wife Christi are speakers, authors, and marriage and leadership experts. They host the Famous at Home podcast, have written many children”s books on emotional intelligence, and have […]

Dave and Ashley Willis on the 2 hardest topics in marriage

written by Bob Lotich, CEPF® | Managing Money, Biblical Personal Finance

(The following is an abbreviated transcription from a podcast Linda and I recorded with Dave and Ashley Willis. Please excuse any typos or errors.) Today we are talking with Dave and Ashley Willis. And they run an awesome podcast called: The Naked Marriage Podcast. Which, we just really like them a lot. They’re really fun and […]

How I gave away $1,000,000

written by Bob Lotich, CEPF® | Biblical Personal Finance

We had a goal to give away $1,000,00 and with God this feat was met

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) Linda and I had a goal when we got married. We wanted to give away a lot of money. Now we didn’t know how we would do this. But we knew that with God, all things are […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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