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The Blog

11 Financial Questions You Must Ask Before Getting Married (Free Download)

written by Bob Lotich, CEPF® | Managing Money

pre-marital questions about money you need to discuss with your fiancee

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) We are going to take you through 11 financial questions that you must ask before getting married. Ask these questions, have this conversation if you are engaged. And definitely before you get married. And I will tell […]

Josh Straub on how to get on the same page as your spouse

written by Bob Lotich, CEPF® | Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded with Dr. Josh Straub. Please excuse any typos or errors.) Dr. Josh Straub and his wife Christi are speakers, authors, and marriage and leadership experts. They host the Famous at Home podcast, have written many children”s books on emotional intelligence, and have […]

Dave and Ashley Willis on the 2 hardest topics in marriage

written by Bob Lotich, CEPF® | Managing Money, Biblical Personal Finance

(The following is an abbreviated transcription from a podcast Linda and I recorded with Dave and Ashley Willis. Please excuse any typos or errors.) Today we are talking with Dave and Ashley Willis. And they run an awesome podcast called: The Naked Marriage Podcast. Which, we just really like them a lot. They’re really fun and […]

How I gave away $1,000,000

written by Bob Lotich, CEPF® | Biblical Personal Finance

We had a goal to give away $1,000,00 and with God this feat was met

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) Linda and I had a goal when we got married. We wanted to give away a lot of money. Now we didn’t know how we would do this. But we knew that with God, all things are […]

The Legacy Journey Summary & Notes (by Dave Ramsey)

written by Randy Petrick, ChFC & SeedTime | Book Summaries

The Legacy Journey

Dave Ramsey’s “The Legacy Journey” is a highly acclaimed and widely celebrated book that goes far beyond offering basic financial advice. It delves deeply into the profound impact that wealth can have on an individual’s lasting legacy, making it a truly exceptional and invaluable resource. This book not only provides practical wisdom on managing finances, […]

Little Instruction Book on Managing Your Money by Larry Burkett (Book Review)

written by Randy Petrick, ChFC & SeedTime | Book Summaries

This book by Larry Burkett is a well-regarded resource in Christian financial circles, blending biblical wisdom with practical financial advice, especially for families and individuals seeking to manage their money in a faith-aligned manner. Book Details: About the Author: Larry Burkett was an esteemed Christian financial advisor and author, known for his ability to integrate […]

How to use a no-spend challenge to pay off debt and save (with Frugal Friends)

written by Bob Lotich, CEPF® | Managing Money, Debt Help, Saving Money

Start a No-Spend Challenge

(The following is an abbreviated transcription from a podcast Linda and I recorded with Frugal Friends Jen Smith and Jill Siriani. Please excuse any typos or errors.) Today we are chatting with Jen Smith and Jill Siriani (hosts of The Frugal Friends podcast). Jen is the author of a best-selling book on Amazon called The […]

The Bubble Taurus & the lessons learned

written by Bob Lotich, CEPF® | Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) This is the story behind the infamous Bubble Taurus (as referenced in Chapter 9 of our book Simple Money, Rich Life) and 3 life-changing lessons that I learned. Now, you may have heard me talk about […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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