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The Blog

5 Extraordinary Stories About Giving

written by Joe | Biblical Personal Finance

extraordinary stories about giving

As a reader of ChristianPF, I assume that you agree with this statement: “Even if you pay off every debt, build a fully funded emergency fund, invest wisely for retirement, save for your children’s college fund, and pay off your house early, you could still be missing the most important personal finance principle: giving!”

Upside App review (to save money on gas)

written by Bob Lotich, CEPF® | Saving Money

Ok so we all know gas prices are insane and so everyone is trying to save money on gas by doing any number of crazy things. Well, every once in a while I come across an app that is so helpful that I just have to share it with you, and today is one of […]

Should I only have cash because end times are near?

written by Bob Lotich, CEPF® | Biblical Personal Finance, Investing, Managing Money

Cash only or Invest to prepare in uncertain times

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) I received a question from a member of our SeedTime community that I wanted to share. The gist of it is this, should I just have everything in cash because the world is going to come […]

Free state income tax filing (5 ways to file free)

written by Bob Lotich, CEPF® | Saving Money

5 free ways to file your STATE taxes for FREE. It is pretty easy to find a free FEDERAL option, but filing state taxes for free can be tough to find.

It isn’t too difficult to find a place to file your federal tax return for free, but finding a service to file your state return for free is another story. Here’s what I found . . . .

The 3 types of tithing in the Bible, and the 2 you shouldn’t do

written by Bob Lotich, CEPF® | Biblical Personal Finance

tithing as worship

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) So the other night, Linda and I were teaching our six-week financial class called True Financial Freedom. We’re on week two with our awesome students. And we do a little Q&A at the end of each […]

Why I am not ANTI credit cards

written by Bob Lotich, CEPF® | Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) Everybody knows that Dave Ramsey hates credit cards. And it’s funny, because people just assume that I feel the same way. However, we don’t share the same credit card philosophy. I’m not ANTI credit cards, just […]

Crypto. The future? A hyped bubble? & a look at how I am investing in it

written by Bob Lotich, CEPF® | Saving Money

I recently sent out an email to our subscribers sharing a new investing strategy I am testing out and like usual when a new/unfamiliar idea is presented there are some naysayers… And this wasn’t really an email that I thought was controversial in the least. It was basically an email explaining that I view my […]

The 3 best investing lessons I learned from my millionaire mentor

written by Bob Lotich, CEPF® | Investing

how to start safely invest money

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) In this article, we’re talking about some of the best investing lessons I learned from my millionaire mentor. We will be going over three lessons I learned that will be beneficial to anyone who is investing […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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