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The Blog

5 Ways To Get Started Investing With Very Little Money

written by Kevin Mercadante | Investing

Do you think that it is impossible to build a balanced investment portfolio if you have very little money to invest? Think again. Using very little money, you can spread your investments across the full spectrum of asset classes — stock-based mutual funds and exchange-traded funds, bonds, and even commodities.

5 Student Loan Forgiveness Programs (for Nurses, Teachers, Military, and Others)

written by Bob Lotich, CEPF® | Debt Help

Lately, I have been talking to a lot of folks who are heavily burdened by their student loan debts – some of whom have over $100,000 in student loan debt. And while I believe, according to scripture, we are to pay back our debts, if they are forgiven by the lender then we are off […]

Fundrise vs. Rental Property

written by Bob Lotich, CEPF® | Investing

(The following is a transcription from a video I recorded. Please excuse any typos or errors.This is a testimonial in partnership with Fundrise. We earn a commission from partner links on SeedTime.com. All opinions are my own.) This article will help you decide if you should invest in Fundrise. And I’m going to tell you […]

My New Credit Card

written by Bob Lotich, CEPF® | Saving Money

So I recently got a new credit card and replaced my Sapphire Preferred that I have been using for over 5 years. You can watch this video for details of why I switched… Now their signup bonus is always changing, but regardless the 1.5% unlimited cashback with no annual fee still makes it a pretty […]

15 Timeless Financial Quotes Worth Reading

written by Joe | Managing Money

15 timeless financial and money quotes

Some people have the ability to squeeze a lot of meaning into a few words … words that anchor themselves in our minds and guide us, often when we are not expecting it. These meaningful snippets, over time, become oft quoted sayings. In this post, I will quote — and comment on — some very common and some not so common financial sayings.

My five favorite quotes from Warren Buffett

written by Bob Lotich, CEPF® | Investing

These are my thoughts about my five favorite quotes from Warren Buffett… “Do business with people you like and who share your objectives.”Isn’t there more to life than money? I have met people who I wouldn’t work with for a million dollars, haven’t you? People are people and you will never be completely insulated from people who bug you, but if you are hiring them or choosing to work with them, they might as well be people you enjoy being around.

I received a ransom email (and this is what I did)

written by Bob Lotich, CEPF® | Saving Money

Last Thursday I was having a really great day. I was getting important stuff done and feeling like I was making some good progress on the day’s goals. My parents were coming into town to visit with us for a few days and the weekend was nearing. And then I got the email. As I […]

Can Rich People Get to Heaven?

written by Joe | Biblical Personal Finance

can rich people get to heaven

If I am going to write about rich people getting to heaven, we had better clarify what we mean by “rich”. Because most of us compare ourselves with neighbors or fellow workers or bank presidents or movie stars, we can agree that the “richness” is a relative trait. Right? In that case, by that standard, […]

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.


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