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The Blog

4 Ways to Watch Sports without Cable

written by Lynnae | Saving Money, Simplify

4 ways to watch sports without cable

I’ve been trying to cut the cable cord for years. If it were up to me, I’d be satisfied with Netflix and Amazon Prime. But I’m married, and I have kids. And my husband and son are both sports fanatics. A few years ago, we cut out cable as an experiment for one year. After […]

How to Decide who to Vote for (when you don’t like any of the options)

written by Bob Lotich, CEPF® | Saving Money

How to decide who to vote for in the presidential election

This is written for the millions of us REALLY struggling with this decision. I have worked painstakingly hard to create a non-partisan guide to help YOU decide who to vote for this year. I don’t feel right about pushing a political agenda with this site, but for those just dying to know the conclusions I […]

Why You Need Life Insurance and Why it Needs to be Term Insurance

written by Kevin Mercadante | Saving Money

It’s unfortunate that so many people don’t consider life insurance to be very important. They’re much more concerned with health insurance and auto insurance, since the need for such coverages is usually more immediate. Life insurance doesn’t seem important until it becomes necessary, and then it becomes critical! That’s because you can’t buy life insurance […]

7 Simple Rules To Stop Fighting About Money

written by Rich Avery | Saving Money

Want to finally stop fighting about money with your spouse? These are 7 simple rules that you can start applying to your life today that will end those fights about money!

Dissension in marriage is often caused by conflicting financial priorities. So if you want to experience greater harmony and unity in your marriage, you won’t go wrong by finding ways to create greater harmony and unity in your finances.

5 lessons from the garden about fruit bearing

written by Bob Lotich, CEPF® | Biblical Personal Finance

fruit-bearing

Who doesn’t want to be more loving, joyful, at peace, patient, kind, full of goodness, faithful, gentle, and self-controlled? Each of those are the fruit that the Bible says we should be bearing (John 15:16). I know I would love to see each one of those more in my own life – wouldn’t you? So, what do we need to do to bear more fruit?

What to do when all your hard work gets wrecked by unexpected financial challenges

written by Bob Lotich, CEPF® | Money Mistakes

What to do when all your hard work gets wrecked by unexpected financial challenges

An email came in asking a question on a very important topic: handling the disasters that hit when you’re in the process of getting your financial situation under better control, but haven’t yet reached paydirt. Donna asks: ‘… what about those times when I’m doing everything right – created the budget and staying on it, […]

7 Ways God Is Working In Your Finances

written by Joe | Biblical Personal Finance

7 ways God is working in your finances

Money is amoral, neither good or bad; how we handle it is the challenge. Therefore, we shouldn’t be surprised if a holy God wants to use money to guide us, challenge us, and improve us.

How to Survive a Financial Crisis: 12 Tips For Married Couples

written by Craig Ford | Debt Help, Managing Money, Simplify

How to survive a financial crisis: 12 tips for married couples

Job loss.  A lay off.  Fraud. Getting fired. Robbery.  Legal Issues. Credit card debt.  In a moment, any of these instantaneous events can shatter your financial plan. At times these events do not come alone, but they come in groups – event after event. Unfortunately, life is filled with disappointment, frustration, and surprise.  So what […]

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Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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