• Skip to main content
  • Skip to primary sidebar
  • Skip to footer

  • About
    • About us
    • Why SeedTime?
    • Our Beliefs
    • The Story of SeedTime
  • Podcast
  • Free Book
    • Get your 1st copy free (+S&H)
    • Order multiple copies here
  • Programs
    • Login
    • Mission-Driven Millionaire
    • True Financial Freedom
    • The Real Money Method (unbudgeting) course
    • The 10x Investing course
  • Churches
  • Blog
    • The 14 Financial Tools We Actually Use
    • Our strategy for giving away millions
    • 5 Bible Verses You Should Know (Free PDF)
    • 25 Ways to Save Money
    • Why we began giving our age as a percentage
    • My Checklist To Financial Freedom (Free PDF)
    • Tithing: an honest look and what we do
    • Why I took a Sabbatical YEAR (and how I did it)
    • How to travel for FREE [161 hotel nights and 103 flights all free]
    • 4 Financial Lessons from Solomon: The Richest Man Ever
    • How to become a millionaire by turning $2k into $1 mil
    • How to get out of credit card debt (Free PDF)
    • How I made $2,145 Last Month by decluttering
    • How I Broke Free From the Rat Race (in less than 2 years)
    • We just checked off the biggest goal in our life
    • Our Honest Medi-Share Review after 14 years
    • 4 Money Habits To Start (that basically guarantee financial success)
  • Email

The Blog

7 Tips To Be A Smart Black Friday Shopper

written by Bob Lotich, CEPF® | Budgeting, Managing Money

Retailers are intelligent, but you can outwit them by being a smart Black Friday shopper. Here are some of the best tips I’ve come across to save money and get the best deals.

Should Churches Show the Offering in Weekly Bulletins?

written by Tim | Saving Money

church bulletin

There was one thing that always caught my attention — the offering amount section in the church bulletin. Maybe it was because I was always interested in finances, who knows?

18 Beautiful Bible Verses

written by Bob Lotich, CEPF® | Saving Money

18 Beautiful Bible Verses

It seems that there are some amazing designers out there who are creating some amazing graphic representations of Bible verses. I get encouraged by having these types of things pop up on my Facebook page, so I thought I would compile a few of my favorites in one location. I have found many of these […]

Do You Need Supplemental Cancer Insurance?

written by Kevin Mercadante | Managing Money

supplemental cancer insurance

Reader Question: “Recently I was approached about a cancer policy from a fellow Christian. I’m having reservations about the practicality of it — each circumstance is different. Is supplemental cancer insurance worth it?”

6 Quick Ways to Create an Emergency Fund

written by Tim | Managing Money

quick ways to create an emergency fund

I can’t tell you how many times I’ve been thankful that we’ve had an emergency fund. You never know when something expensive will happen, and having a few months of expenses saved up has really alleviated the stress that comes with those unexpected emergencies.

MoneyWell Review | Envelope Budgeting Software

written by John Frainee | Budgeting, Managing Money, Productivity

MoneyWell

Over the past four years or so I’ve been using proactive envelope budgeting software called MoneyWell. It’s available on the Mac platform and there’s a companion app called MoneyWell Express for iPhone and iPod touch. Here’s what you need to know about it!

9 Creative Ways to Say Thank You

written by Bob Lotich, CEPF® | Simplify

These are my favorite creative ways to say thank you… A lot of respect can be earned or lost by our ability to say thanks. It may not be the way it should be, but some people really take offense if they don’t receive a thank you card within 30 days of sending a wedding gift. And have you ever held the door for someone who didn’t even acknowledge your presence, much less say, “thanks”?

Trust God, Not Circumstances

written by Bob Lotich, CEPF® | Biblical Personal Finance

why you should trust God and not circumstances

Trusting God in the midst of bad circumstances… I should be just as confident that things are going to work out when they look crazy as when everything looks fine and dandy. The opposite is true as well. Even though things look peaceful and calm, that is not an indication of security. Our security comes from God. It is not at all dependent on what is going on around us. Whether it is the economy, our finances, our children, our marriages, we can (and should) trust God with all of it.

  • « Go to Previous Page
  • Go to page 1
  • Interim pages omitted …
  • Go to page 53
  • Go to page 54
  • Go to page 55
  • Go to page 56
  • Go to page 57
  • Interim pages omitted …
  • Go to page 80
  • Go to Next Page »

Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

Footer



SeedTime is a 2x Plutus award winning website.
seedtime money logo



SeedTime BBB Business Review
seedtime instagram seedtime money youtube channel seedtime money twitter with Bob Lotich


Our book Simple Money, Rich Life was named 2022 book of the year!
  • Home
  • About
  • Beliefs
  • Blog
  • Courses
  • Churches
  • Press
  • Shop
  • Affiliates
  • Login

Privacy Policy | Terms | Reviews | Earnings Disclaimer | Contact | 636-344-0438
625 Bakers Bridge Ave Suite 105-134 Franklin, TN 37067
©2007-2025 · SeedTime (Formerly ChristianPF)