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The Blog

The Balance Between Faith and Planning Ahead

written by Tim | Saving Money

Planning

A question came in awhile back from a reader who asked the following: “Should we embark on a project without first counting the total costs and later believing that God will provide?”

25 Money-Saving Ideas For Your Wedding (From Pinterest)

written by Bob Lotich, CEPF® | Saving Money

25 amazing #wedding-ideas to help you actually save money on your wedding day!

12 years ago when I married my lovely wife, we got creative and had a wedding and reception (thanks to some awesome friends and family) that we loved for just a couple thousand dollars. But back then – before the days of Pinterest – we had to actually be creative. 😉 Now-a-days you can spend […]

10 Tips for “Keeping the Books” at Church

written by Kevin Mercadante | Managing Money

keeping the books at church

A reader recently requested that we provide an article that addresses the following question: “I have volunteered to do the financial books for my church. Could you maybe address some tips or suggestions on the best way to do this?”

Why Your Teenager Should Have a Roth IRA

written by Cherie | Investing, Managing Money

why your teenager should have a roth ira

Retirement planning for a 14 year old? Sounds like a crazy idea. But look closely at the math and you’ll realize those small contributions grow the most.

Should You Tithe With a Credit Card?

written by Tim | Saving Money

My wife and I use a credit card to pay for our tithe and I’d like to address the issue of churches accepting tithe from credit cards. Is it something they should be doing? Also, should you pay your tithe with a credit card? Here are a few points to consider.

What Does the Bible Say about Gambling?

written by Adam Faughn | Biblical Personal Finance, Money Mistakes

what does the bible say about gambling

Obviously, Americans spend an enormous amount of money gambling, yet the issue is always controversial. Whenever a new jurisdiction seeks to add gambling, there is always a controversy. Christians are often the most vocal opponents of these measures, which usually pass anyway . . . .

How to Rent a Car Without a Credit Card

written by Kevin Mercadante | Managing Money

There is a common misconception that in order to get a rental car you must pay with a credit card. In reality, there are at least two ways to rent a car without a credit card. One is by using a debit card – and you probably already knew this – but the other may surprise you. It’s cash! Yes, cash.

There is a common misconception that in order to get a rental car you must pay with a credit card. In reality, there are at least two ways to rent a car without a credit card. One is by using a debit card — and you probably already knew this — but the other may surprise you.

How to Open an Etsy Store: A Step-by-Step Guide

written by Guest | Entrepreneurship

Want to open an Etsy store to make some extra money? This article details every step in the process....If you haven't heard of Etsy, well basically is it a website that allows you to create a simple storefront to sell your crafts, homemade items, vintage items, or a lot more. It has exploded in growth over the last few years and many artists are finding it to be a great way to earn money from their creations.

If you haven’t heard of Etsy, well basically is it a website that allows you to create a simple storefront to sell your crafts, homemade items, vintage items, or a lot more. It has exploded in growth over the last few years and many artists are finding it to be a great way to earn money from their creations.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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