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The Blog

Is the Dollar Going to Collapse?

written by Kevin Mercadante | Biblical Personal Finance, Managing Money

is the dollar going to collapse

An annual budget deficit of over $1 trillion, annual trade deficit in the neighborhood of $728 billion, an official national debt of $16.7 trillion, and unfunded liabilities of $123 trillion. How much longer can we continue to carry such enormous liabilities with such low income? Will the dollar collapse under the weight of so much debt?

Can You Get Cheaper Car Insurance Rates if You Drive Less?

written by Aaron | Saving Money

You are probably trying to save as much money as you can on various utilities, food and everyday goods. But are you overlooking your insurance policies? You can save money on those, too! Here’s how you can save money on your car insurance, for instance.

Can You Live on a Single Income?

written by Kevin Mercadante | Career & Work, Managing Money, Saving Money

can you live on a single income

If your household has always survived on at least two paychecks, the thought of living on a single income can be intimidating. It’s tough enough to live on two incomes — but one? It’s actually doable, but it can require a radical plan of action.

5 Things Teens Should Do with Their Money

written by Carol | Saving Money

Our nine-year-old doesn’t have a regular income, so we haven’t required him to meet any financial responsibilities. But our teens are a different story . . . .

5 Reasons Why People Don’t Save For Retirement

written by Kevin Mercadante | Managing Money, Money Mistakes

reasons why people don't save for retirement

Have you ever wondered why you don’t save more for retirement? Or why others who you know don’t? If saving for retirement is so important, why don’t we do more of it, or even do it at all? I’ve come up with a handful of reasons, and all have to do with either personal attitude and preferences, or with life circumstances. Sometimes we just have to overcome ourselves, and other times we face circumstances that limit our efforts.

Why Did Jesus Drive the Money Changers From the Temple?

written by Joe | Biblical Personal Finance

Encouraging Bible verses

“When it was almost time for the Jewish Passover, Jesus went up to Jerusalem. In the temple courts he found people selling cattle, sheep and doves, and others sitting at tables exchanging money. So he made a whip out of cords, and drove all from the temple courts, both sheep and cattle; he scattered the coins of the money changers and overturned their tables.” (John 2:13-15 NIV) What does this mean for us today? Why did Jesus drive them out?

25 Free Ways to Show Your Husband You Love Him

written by Carol | Saving Money

25 ways to show your husband you love him... https://seedtime.com/free-ways-to-show-your-husband-you-love-him/

Several months ago I wrote the post “25 Free Ways to Show Your Wife You Love Her.” That post had such an overwhelming response, and we got so many requests for a husband version, that here I am again.

How Much Should You Spend on Groceries?

written by John Frainee | Budgeting, Managing Money, Saving Money

how much should you spend on groceries

Our groceries budget has fluctuated over the past couple of years. It started high, then went down pretty low, and now it is up again. I want to ask you, the readers, how much you spend on groceries so that we can all learn some valuable tips!

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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