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The Blog

Surviving Spouses: Financial Do’s and Don’ts

written by Joe | Managing Money

financial dos and donts for surviving spouses

Because losing a spouse is commonly considered to be the most stressful event which can happen in a person’s lifetime, the surviving spouse faces the dilemma of needing to make clear financial decisions while dealing with the trauma of this loss. This “Do’s and Don’ts” checklist will help give direction to those who are navigating these rough waters.

Making Sacrifices to Get Out of Debt

written by Bob Lotich, CEPF® | Debt Help, Saving Money

Making Sacrifices to get Out of Debt

This article focuses on the sacrifices that need to be made in order to get out of debt. The most important thing to remember about these sacrifices is that they are ONLY TEMPORARY!

How to Sell Your Stuff on Ebay

written by Bob Lotich, CEPF® | Saving Money

As part of my de-cluttering process, I sell my stuff on Ebay. There are lots of random items around the house that are perfect for selling on Ebay. If you have never sold on Ebay before, you will probably be surprised at how easy it is and how quick you can make a little money. Last time I made over $200 for only a few hours worth of time.

Do You Need an Emergency Fund?

written by Bob Lotich, CEPF® | Biblical Personal Finance, Managing Money

Do you need an emergency fund?

Do you need an emergency fund? Well, I used to think of an emergency fund as robbing myself. Thankfully, I learned how beneficial an emergency fund is to my long-term financial well being.

How To Make A Simple Budget

written by Bob Lotich, CEPF® | Budgeting, Saving Money

how to make a simple budget

What is the best way to make a budget? This step by step guide will show you how to make your budget. The first thing that anyone who wants to make a budget must do is to compare their income versus their expenses. The good thing is that it is quite easy to do…

5 Insurance Policies To Consider

written by Tim | Managing Money

insurance policies to consider

I hope you never have to use what I’m about to discuss here: Insurance. Insurance is one of those financial products that you should have, but hope that you never actually use. Unfortunately, accidents do happen and those who have an insurance policy will be happy they planned ahead.

Should You Have a Giving Fund?

written by John Frainee | Saving Money

You’ve been in the situation: someone you see needs help. They need a large amount of money and fast! What do you do? Dip into your emergency fund? Take out a loan? Find an extra job? Or tell them to ask someone else? These situations aren’t always easy. Let’s explore some ideas about giving.

How Much “Fun Money” Should You Spend Per Month?

written by John Frainee | Budgeting

How much fun money should you spend per month?

If you’re like me – a penny pincher – you need to know it’s okay to have a little fun every once in a while. But how much should you spend on entertainment and fun? The answer is different for everyone, but here are a a few ideas that can help you figure that out.

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Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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