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The Blog

When Should You Write a Will?

written by Aaron | Managing Money

Written Will

Thinking about and planning for our own mortality is never high on the weekly to-do list. We all like to keep our minds busy with the task at hand and there always seems to be plenty in daily life to occupy us. But writing a will doesn’t have to be time-consuming. And, it’s easier than you probably think.

What does the Bible say about Co-signing loans for others?

written by Joe | Biblical Personal Finance, Money Mistakes

Whereas the bible never uses the term “co-signing”, it gives plenty of advice about assuming responsibility for another person’s loan. Most of this advice, appropriately, comes from the Book of Proverbs … a book of wisdom. Here’s what it has to say.

Where’s My Tax Refund: 3 Common Reasons for Delays

written by John Frainee | Saving Money

tax return

If you’re anxiously watching the mailbox wondering where your tax refund is, you’re certainly not alone. Many people are counting on their tax refund to help fund their most recent home improvement project or pay off debt that’s been lingering around for the last millennium. Okay, maybe that last one was a bit harsh, but you get the idea. It might have been several days or weeks since you filed your federal and state taxes, and you’re wondering what’s the holdup. Here are a few things that can delay your tax refund, and how you can track it down.

Get Out of Debt: 20 Things You Can Sell To Pay Down Debt

written by Adam Faughn | Debt Help, Saving Money

Sell To Get Out Of Debt

Time to get out of debt. Time to not only make a budget, but time to sell something! What should you sell? Here are 20 ideas of things you can sell or downgrade in order to get your debt payment going.

6 Wonderful Benefits Of Church Membership

written by Guest | Biblical Personal Finance

6 wonderful benefits of church membership

According to a report in the Christian Post, church membership is down in the two largest Christian denominations. While the article admits that further research needs to be done to answer the question “why”, the report does state that “church-goers” who are in their 20s and 30s may attend a congregation but “resist” joining them.

Surviving Spouses: Financial Do’s and Don’ts

written by Joe | Managing Money

financial dos and donts for surviving spouses

Because losing a spouse is commonly considered to be the most stressful event which can happen in a person’s lifetime, the surviving spouse faces the dilemma of needing to make clear financial decisions while dealing with the trauma of this loss. This “Do’s and Don’ts” checklist will help give direction to those who are navigating these rough waters.

Making Sacrifices to Get Out of Debt

written by Bob Lotich, CEPF® | Debt Help, Saving Money

Making Sacrifices to get Out of Debt

This article focuses on the sacrifices that need to be made in order to get out of debt. The most important thing to remember about these sacrifices is that they are ONLY TEMPORARY!

How to Sell Your Stuff on Ebay

written by Bob Lotich, CEPF® | Saving Money

As part of my de-cluttering process, I sell my stuff on Ebay. There are lots of random items around the house that are perfect for selling on Ebay. If you have never sold on Ebay before, you will probably be surprised at how easy it is and how quick you can make a little money. Last time I made over $200 for only a few hours worth of time.

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Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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