Investing in mutual funds seems simple, but there are so many funds available today that it may not be as simple as it once was. While mutual funds enable you to invest in an entire portfolio of stocks or bonds, there are various sector funds that can raise or lower the risk of your holdings. […]
Investing
8 Common Sense Investing Tips Everyone Should Follow
Don’t look for specific investment advice in this article; I leave that to the experts. However, these commonsense strategies will give you a solid foundation for long-term — and successful — investing.
Are Annuities a Good Investment?
Annuities are a type of investment, generally provided by insurance companies, designed primarily to provide a steady income . . . .
Why Your Teenager Should Have a Roth IRA
Retirement planning for a 14 year old? Sounds like a crazy idea. But look closely at the math and you’ll realize those small contributions grow the most.
Betterment: The simplest way to start investing today
Investing can be a challenging part of money management. Whether you’re trying to learn the basics of stock investing, or invest in mutual funds, it can be confusing to understand important concepts of risk and return. Betterment is a personal investing account that aims to make investing and saving simple for people and they do a nice job of it.
Which IRA Should You Invest In?
So you’re saving money for retirement, or thinking about opening an account – that’s great! But should you open a Roth IRA or Traditional IRA? The question inevitably comes up – Which Type of IRA Should I Invest In?
It’s a good question, and there are advantages and disadvantages of both the Traditional IRA and the Roth…
How Much Should I Save For Retirement?
Everyone wants to retire with an adequate amount of retirement savings. However, there are so many factors that cannot be predicted that people often feel overwhelmed when they try to figure out how much they should be saving for retirement. Due to simplicity, it is recommended that you try and establish a set percentage of…
When Can You Withdraw From Your Traditional IRA?
For some reason I get this question a lot in my day job, so I thought I’d provide a little clarification on some of the rules regarding withdrawals from Individual Retirement Arrangements, or IRAs.
IRAs were designed to provide an opportunity for folks to save for retirement on a pre-tax, tax-deferred basis. In other words, the money grows without having to pay any taxes on the gains.