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Money Mistakes

How This Couple Paid Off $52k In 7 Months

written by Bob Lotich, CEPF® | Budgeting, Debt Help, Managing Money, Money Mistakes

How This Couple Paid Off 52k In 7 Months

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) Today Linda and I are talking with some friends of ours (Chris and Andrea Petrie), whom we met last October, and they have a really cool story that we want to share with you. They paid off […]

9 Millionaire Success Habits

written by Bob Lotich, CEPF® | Entrepreneurship, Managing Money, Money Mistakes, Saving Money

9 Millionaire Success Habits

(The following is a transcription from a video I recorded. Please excuse any typos or errors.) We are talking about nine millionaire success habits that hopefully will inspire you. If you are curious as to what habits you need to develop to start building wealth a little bit faster than you currently are, stay tuned […]

You’re Budgeting WRONG If You Do Any Of These 5 Things

written by Bob Lotich, CEPF® | Budgeting, Managing Money, Money Mistakes

You're Budgeting WRONG If You Do Any Of These 5 Things

(The following is an abbreviated transcription from a video Linda & I recorded. Please excuse any typos or errors.) For most people, budgeting is a scary word. If you feel that way about budgeting, you might be doing one of these five things wrong (or maybe all of them). When you’re doing any one of […]

You’re Burning Your Hard-Earned Money If You Do These 8 Things

written by Bob Lotich, CEPF® | Money Mistakes

You're Burning Your Hard-Earned Money If You Do These 8 Things

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) You’re burning your hard earned money if you do these eight things often. Are you doing these eight things? I hope not. So, we just found this article and haven’t read through it to know what these […]

The Lie I Wish I Would Have Never Believed About Money

written by Bob Lotich, CEPF® | Biblical Personal Finance, Career & Work, Entrepreneurship, Investing, Money Mistakes

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) There’s a lie that most of the world believes. And it’s that BIG things are born BIG. That The Beatles were always an amazing rock band, or that Michael Jordan was always a great basketball player, or […]

What to do when all your hard work gets wrecked by unexpected financial challenges

written by Bob Lotich, CEPF® | Money Mistakes

What to do when all your hard work gets wrecked by unexpected financial challenges

An email came in asking a question on a very important topic: handling the disasters that hit when you’re in the process of getting your financial situation under better control, but haven’t yet reached paydirt. Donna asks: ‘… what about those times when I’m doing everything right – created the budget and staying on it, […]

7 Ways to Control Your Spending

written by Tim | Managing Money, Money Mistakes

Ways to Control Your Spending

Spending must be a conscious activity What do I mean by that? Have you ever said the following at the end of the week or month: “Where on earth did my money go?”  I know that I’ve said that! The idea behind conscious spending is to break the habit of spending whenever you ‘feel’ like […]

Want to Get Rich Quick? The Bible has something to say about that

written by Adam Simon | Career & Work, Money Mistakes

Lottery Ticket

Go ahead, admit it. You’ve thought about playing the lottery before. Maybe you’ve even played it during one of those $300+ million jackpot frenzies. Or perhaps you are a regular customer of the game . . . .

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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