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Managing Money

Josh Straub on how to get on the same page as your spouse

written by Bob Lotich, CEPF® | Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded with Dr. Josh Straub. Please excuse any typos or errors.) Dr. Josh Straub and his wife Christi are speakers, authors, and marriage and leadership experts. They host the Famous at Home podcast, have written many children”s books on emotional intelligence, and have […]

Dave and Ashley Willis on the 2 hardest topics in marriage

written by Bob Lotich, CEPF® | Managing Money, Biblical Personal Finance

(The following is an abbreviated transcription from a podcast Linda and I recorded with Dave and Ashley Willis. Please excuse any typos or errors.) Today we are talking with Dave and Ashley Willis. And they run an awesome podcast called: The Naked Marriage Podcast. Which, we just really like them a lot. They’re really fun and […]

How to use a no-spend challenge to pay off debt and save (with Frugal Friends)

written by Bob Lotich, CEPF® | Managing Money, Debt Help, Saving Money

Start a No-Spend Challenge

(The following is an abbreviated transcription from a podcast Linda and I recorded with Frugal Friends Jen Smith and Jill Siriani. Please excuse any typos or errors.) Today we are chatting with Jen Smith and Jill Siriani (hosts of The Frugal Friends podcast). Jen is the author of a best-selling book on Amazon called The […]

The Bubble Taurus & the lessons learned

written by Bob Lotich, CEPF® | Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) This is the story behind the infamous Bubble Taurus (as referenced in Chapter 9 of our book Simple Money, Rich Life) and 3 life-changing lessons that I learned. Now, you may have heard me talk about […]

How to make your kid a millionaire [by employing them in your business]

written by Bob Lotich, CEPF® | Investing, Career & Work, Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) What would you say if I told you that you could set your kid up for millionaire status? You can. Especially if you own your own business. In this article you will see how you can […]

Jordan Grumet: A hospice doctor’s advice on spending, saving, and living life to the full

written by Bob Lotich, CEPF® | Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded with Jordan Grumet. Please excuse any typos or errors.) Jordan Grumet (our new Jewish friend) is an MD (hospice doctor), host of the award-winning podcast Earn and Invest and an author. His new book is called Taking Stock: A Hospice Doctor’s Advice […]

Making money FUN with Annie F Downs

written by Bob Lotich, CEPF® | Managing Money

enjoying your money with Annie Downs

(The following is an abbreviated transcription from a video Linda and I recorded with Annie F. Downs. Please excuse any typos or errors.) We are excited to have the opportunity to sit down with Annie F. Downs. Linda and I got to talk with Annie about her amazing new book Chase The Fun. For anybody […]

‘Preachers N Sneakers’ Ben Kirby on balancing wanting more and contentment (that I struggle with)

written by Bob Lotich, CEPF® | Biblical Personal Finance, Career & Work, Managing Money

(The following is an abbreviated transcription from a video I recorded with Ben Kirby. Please excuse any typos or errors.) When it comes to finances and faith, it can be a very touchy subject. The world can influence us and we take too much credit for ourselves. Or, we can put too much trust into […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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