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Productivity

My Morning Checklist

written by Bob Lotich, CEPF® | Productivity

My morning routine is something that I have been developing over the last couple years and is influenced by countless books, articles, friends, and more. My goal with it is to create as many good habits that will set me up for success in areas of my life as possible. I know from experience that if I don’t create a daily habit out of something (reading the Word, exercising, etc) my frequency of doing it goes WAY down. I suspect it is like this for most others too, but it definitely is for me. “You will never change your life until you change something you do daily.” ”• John C. Maxwell

I’ve had a few readers ask about my morning routine and I thought now would be as good a time as any to share my routine and checklist that I follow each morning. My morning routine is something that I have been developing over the last couple years and is influenced by countless books, articles, […]

MoneyWell Review | Envelope Budgeting Software

written by John Frainee | Budgeting, Managing Money, Productivity

MoneyWell

Over the past four years or so I’ve been using proactive envelope budgeting software called MoneyWell. It’s available on the Mac platform and there’s a companion app called MoneyWell Express for iPhone and iPod touch. Here’s what you need to know about it!

Are You a Tigger, an Eeyore, or a Pooh?

written by Joe | Productivity

Winnie Pooh creator A. A. Milne had great insights into human behavior, as demonstrated in his characters Tigger, Eeyore, and Winnie the Pooh. We all know real life Tiggers, Eeyores and Poohs. In fact, most of us can see some of these three in our own lives. Because our personalities often determine how we…

The 10 most common new year’s resolutions – is yours on here?

written by Bob Lotich, CEPF® | Debt Help, Productivity, Simplify

10 most common new years resolutions

I did some researching to find out the 10 most common new year resolutions – these are them! I am not much of a supporter of new year resolutions, I don’t like waiting around for a specific date to make positive life changes. That said, I guess some people don’t really think about making positive life changes until the new year rolls around…

Free Franklin Planner templates

written by Bob Lotich, CEPF® | Productivity, Saving Money, Simplify

If you are like me and a little bit taken back by the high price of replacing the pages in your Franklin planner, I just found a great alternative.

If you are like me and a little bit taken back by the high price of replacing the pages in your Franklin planner, I just found a great alternative. It does require a little bit of an upfront investment and some elbow grease, but it should pay for itself very quickly. ..What you need to create your own planner pages… Paper – probably a thin stock, to keep your planner from becoming too bulky…

Stress-free productivity: GTD review

written by Bob Lotich, CEPF® | Productivity

t is basically about improving your time management skills and as the title implies, getting things done more efficiently to live a less stressful life. I have read a couple similar books, Seven Habits of Highly Effective People, Zen to Done and a few other generic time-management type books.

How I organize my bank accounts

written by Bob Lotich, CEPF® | Budgeting, Managing Money, Productivity, Simplify

organizing bank accounts

This article explains how I organize my bank accounts…If there is one thing that I have learned about personal finances, it is that nothing is one-size-fits-all. There are different tools, methods, products, and investments that work for different people at different phases of their lives. My system that I am currently using to manage my accounts and cashflow, did not work for me 5 years ago, but…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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