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Saving Money

Christian Minimalism? Was Jesus a Minimalist?

written by Bob Lotich, CEPF® | Saving Money

Christian Minimalism? Was Jesus a Minimalist?

(The following is a transcription from a video Joshua Becker and I recorded. Please excuse any typos or errors.) So was Jesus a minimalist? Jesus and minimalism is what we’re talking about in this article. I’m interviewing my good friend, Joshua Becker. He is of of the leading voices of minimalism. I encourage you to […]

7 Struggles Only People Married To SPENDERS Will Understand

written by Bob Lotich, CEPF® | Budgeting, Saving Money

7 struggles only people married to SPENDERS will understand

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) Today we are talking about seven struggles that only people married to spenders will understand. And in our marriage, I (Bob) am the saver in our house. Linda is the spender in our house (and she’ll be […]

7 Struggles Only People Married To SAVERS Will Understand

written by Bob Lotich, CEPF® | Saving Money

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) In our marriage, Linda is the spender, and I (Bob) am the saver. And there are many trials that she has to endure being married to someone like me. 😉 And if you are married to a […]

Can The PPP Loan Affect Your Credit Score?

written by Bob Lotich, CEPF® | Saving Money

Can the PPP loan affect your credit score?

(The following is a transcription from a video my real estate agent, Jake Blount, and I recorded. Please excuse any typos or errors.) Can the Paycheck Protection Program (PPP) Loan negatively affect your credit score? And, can it prevent you from getting approved for a mortgage? It seems the answer is yes. I wanted to […]

How to Send Money Anonymously (5 Easy Ways)

written by Adam Faughn | Saving Money

Bible verses about God's love

One of my favorite ways to give is to send money (or gifts) anonymously.

I love the thrill of sneaking around like James Bond, without the threat of getting shot or going to prison if you get caught.

I Rented The Fastest Car In The World And Here’s Why…

written by Bob Lotich, CEPF® | Saving Money

I Rented The Fastest Car In The World And Here's Why...

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) My wife Linda and I just celebrated our 15 year anniversary. It was also Father’s Day and so what I decided to do, or I guess we kind of mutually decided, is that we would rent a […]

This Unlikely Money Change Helped Our Marriage

written by Bob Lotich, CEPF® | Saving Money

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) There’s something that we do with our money that has really helped our marriage. And, we know it can help your’s too. This change was a pretty unlikely candidate. I don’t think most people would suspect this. […]

Stock Market Crash Of 2020 Coming Soon? (And How I Am Preparing)

written by Bob Lotich, CEPF® | Saving Money

(The following is a transcription from a video I recorded. Please excuse any typos or errors.) In this article, we’re going to talk about whether or not there’s a Stock Market crash coming soon. And just like anyone else, I don’t know. I have my opinions and we’re going to talk a little bit about […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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