![Coronavirus Stimulus Check 2020 [how much you'll get & who qualifies]](https://seedtime.com/wp-content/uploads/Published-Posts-4_25_19-4-2-217x325.png)
(The following is a transcription from a video I recorded. Please excuse any typos or errors.) Quick little update for you. The Senate and the White House reached an agreement on this big stimulus bill, the Trump coronavirus stimulus check for 2020. Let me share with you who will be eligible, how much you will […]
Saving Money
Why You Need A Will Now
(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) Today we’re talking about how to make a will. The kids are in bed, so my wife Linda and I are going to create our will. By the end of this article, you’re going to have your […]
5 Used Car Buying Tips: My Exact Strategy That Has Saved Me Over $10k
(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) So, we just bought a minivan. I can’t believe I’m smiling saying that. My wife and I kind of swore off ever having a minivan. But now, we are really happy about it. It’s pretty cool. Once […]
10 Free Household Budget Spreadsheets
Someone asked me to share my favorite free household or personal budgeting spreadsheets… Each one of these budgeting templates are free… If you use OpenOffice (basically a free version of Microsoft Office)…
Our 5 Worst Money Mistakes
As a couple, we (Bob and Linda) do our best to make wise financial decisions. After all, we write and speak about this stuff for a living. So, even though it’s hard to admit it, we’ve definitely done some dumb things with our money! One caveat though: What’s dumb for one person may be smart […]
How to calculate your real hourly wage
I am currently reading Your Money or Your Life — which is a great book by the way. And I won’t turn this article into a review of the book since I haven’t finished it yet, but one of the things that I found very valuable the other day was calculating your real hourly wage. It’s not as simple as saying, “I make $400 a week and work 40 hours, therefore I make $10/hr.” When you factor in all the additional expenses of having your job (which some may not be obvious) that you could avoid if you didn’t have that particular job, you begin to see the value in this calculation.
The 5 best Dave Ramsey quotes
I live in the same hometown as Dave Ramsey, and it seems like every other person I meet here works for Ramsey Solutions. But my admiration goes beyond my proximity to his home office. I’ve read his books, watched several of his videos, and even gone through his transformative course, Financial Peace University. Dave has […]
Should You Invest When You’re in Debt?
This question came from a reader the other day. He said: “I just watched your recent investing videos. What are your thoughts about investing while in debt? We’ve been going crazy paying off our debt, which has been great, but then I see other things that make me wonder if I’m missing out on some […]
