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Mint.com is shutting down… my 2 favorite Mint Alternatives

written by Bob Lotich, CEPF® | Budgeting, Managing Money

So, Mint.com (probably the most popular financial app out there) is closing its doors at the end of the year.

Mint.com is shutting down… do this instead (my 2 favorite alternatives…)

While it was originally designed to track your spending, many users began to use it as a budgeting app as well. I never really found it to be very effective at budgeting because there isn’t any built-in accountability.

When you overspend in a category (say groceries), there isn’t any real consequence, and therefore it is easy to overspend.

And isn’t that the whole purpose of budgeting? To be able to put some controls on your spending?

All that to say, I haven’t used Mint in many years because we never really found it to be the best financial tool.

This is what we have used instead:

For financial tracking: Rocket Money

Currently, my favorite way to track spending and monitor where every dollar is going is with RocketMoney.

For a long time, we recommended Empower Personal Dashboard for this exercise, but we have since come to like Rocket Money because it works a bit quicker and better. But if you would like to see our tutorial on using Empower Personal Dashboard then you can click here to watch that tutorial.

You can watch a full video tutorial on how to use Rocket Money here.

It pretty much does everything you could need an app to do except budgeting, and for that, we use our proprietary method…

For budgeting: The Real Money Method

After testing out every budgeting app and tool out there and not finding anything that worked for Linda and me together, we decided to re-evaluate what budgeting actually means.

We began questioning the complexity of all the budgeting tools and asked, “What if there was a much simpler way?”

Out of this search, we stumbled upon a method where we simply use our bank accounts to manage our money.

No budgeting apps are needed. No envelopes. No spreadsheets. No spending hours each week analyzing numbers. And way less money fights.

Real Money Budgeting System by SeedTime

After we tested this approach for a couple of years, we realized that it was simpler and quicker than anything we had ever tried.

And if that wasn’t good enough, we discovered that we were in unity with our finances in a way we had never been before.

So then I recorded some videos showing how we do it, and others were finding the same success we had with it.

And now, a few years later, we have nearly 2,000 students who have found life-changing results with this method…

SH J Student testimonial
v markjun28 student testimonial
kristy pont student testimonial
julio gonzalez student testimonial
mark hollinshead student testimonial
adrienne student testimonial
zoli0811 student testimonial
jennifer jones lagua student testimonial

And this is just a small sample of what we have heard from students.

The bottom line is this method works.

So, if you don’t feel like you have complete control of your money to the point where you are seeing your savings grow each month, we’d love the opportunity to teach you this method.

Mint.com is shutting down… do this instead my 2 favorite alternatives…

What will your story be?

  • Save $800 a month?
  • Build a 6-month emergency fund (in under a year)?
  • Reduce money fights?
  • Pay off over $6,500 in debt?
  • Finally, have money left over at the end of the month?

These are all things we’ve heard from our students, and we can’t wait to hear your story!

20% off for a limited time

To sweeten the deal for all you abandoned Mint users (and everyone else) for a limited time, you can get 20% off the Real Money Method training program.

Just use code MINT20 when checking out.

Get all the details about the program and get enrolled here.

Your friend and coach,

Bob sign

Related posts:

  1. 9 Creative Ways to Say Thank You
  2. How To Set Up A Budget With Inconsistent Income
  3. Yieldnodes Review (my honest thoughts and results 8 months later)
  4. Our Honest Medi-Share Review after 14 years

About Bob Lotich, CEPF®

Bob Lotich, CEPF® is a Certified Educator in Personal Finance and has over 15+ years experience writing about Biblical personal finance. He is the award-winning author of Simple Money, Rich Life and has been named a top 20 social influencer in personal finance. Check out his on-demand Christian financial class for couples, small groups and churches called True Financial Freedom.

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Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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