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Debt

Is Bankruptcy Ever Okay for a Christian?

written by Matt Bell | Biblical Personal Finance, Debt Help, Money Mistakes

is bankruptcy ever ok for a christian

With many people still struggling to find work, bankruptcy filings continue to grow.  More than 500,000 people have filed so far this year, according to the National Bankruptcy Research Center.  That’s up 17 percent from last year at this time. While bankruptcy’s stigma has weakened in recent years, it is still an especially troubling topic […]

How Much Should I Save For Retirement?

written by Craig Ford | Investing

how much should you save for retirement

Everyone wants to retire with an adequate amount of retirement savings. However, there are so many factors that cannot be predicted that people often feel overwhelmed when they try to figure out how much they should be saving for retirement. Due to simplicity, it is recommended that you try and establish a set percentage of…

Resources and Ways to Cut Your Debt Load

written by Bob Lotich, CEPF® | Debt Help, Managing Money

Resources and Ways to Cut your Debt Load

The series/eBook basically takes you through all the things that my wife (Linda) and I have done to pay down our debts. When we got married we had about $40,000 of debt. Even though that was a sizeable amount of debt, we had a very strong desire to get rid of it. This intense desire drove us to make sacrifices that seemed pretty uncommon when we looked at those around us. But, as Dave Ramsey often says, “You have to live like no one else (now), so that you can live like no one else (in the future)”…

Debt reduction strategy

written by Guest | Debt Help

Do you have a plan to tackle your debt? It doesn’t necessarily need to be long and drawn out, but everyone should have some sort of debt reduction strategy if they want to get out of debt…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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