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Featured Articles

25 Best High Paying Jobs Without A Degree

written by Bob Lotich, CEPF® | Career & Work, Making Money

31 legit home-based biz ideas

There are a lot of high paying jobs available to those without a degree. These are the top 25 paying jobs that don’t require a degree… regardless of whether or not you get a college degree, you have to be a learner.

Budgeting Software: 13 Great Free Budget Software Tools

written by Bob Lotich, CEPF® | Budgeting, Managing Money, Saving Money

Here are 13 free options if you are looking for free budgeting software. If you need to get your budget going, click on over to get started!!

Over 15 free budgeting tools… Some of these budgeting tools are online applications, some are downloadable software, some are for Windows, some are for Mac and Linux, some of them may have lots of bells and whistles, and some may be overly simplified. I suggest you dig through and see if what works for your budget. Every person is different, therefore every budget will be different. It may take some time to find what fits you best, but it is out there and if it isn’t create it and let me know about it!

10 tips for a better budget

written by Bob Lotich, CEPF® | Budgeting, Managing Money

tips for a better budget

Make a better budget! These are my ten tips to build and keep a better budget.

Bankruptcy & The Bible

written by Bob Lotich, CEPF® | Biblical Personal Finance, Debt Help

bankruptcy and the bible

What does the Bible say about bankruptcy? Here is the truth about what the Bible says about bankruptcy.

Cash Crate Review – Legit or Scam?

written by Bob Lotich, CEPF® | Making Money

The sign up is simple enough. It only takes about 30 seconds and once you complete that, they take you to the below screen. Here you select which offers you would like to complete. You click the offer on the left and once you complete the offer, then you click the submit button. Cash Crate then verifies that you completed it and then adds the funds to your account.

Would Jesus have an emergency fund?

written by Bob Lotich, CEPF® | Biblical Personal Finance, Saving Money

Would Jesus have an emergency fund?

I talk a lot about the importance of having an emergency fund and how it is a necessary ingredient to a sound financial plan. But, I thought we should step back and ask the necessary question, “Would Jesus have an emergency fund?”

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Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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