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Featured Articles

How To Use Evernote: 21 Creative Uses

written by Jonathan | Productivity, Simplify

21 creative uses for #Evernote

Evernote is free desktop download that works like a large reference file. I like to call it my “external brain.” What is great about this application is that you can store documents, photos, and webpages all in the same place. Everything is keyword searchable. What is really cool is that any text that appears in your photos is also keyword searchable inside Evernote. If you are new to Evernote, here is a list of 21 ways how you can use Evernote to get you better organized this year:

15 Awesome Ways To Make $200 Fast!

written by Bob Lotich, CEPF® | Making Money

Ways to make money

Want to make money quick? I surveyed 15 finance bloggers to see what the best ways to make quick money were… I asked how they would make a quick $200 (in under 2 weeks) these are their responses…

How I made $2,145 Last Month by decluttering

written by Bob Lotich, CEPF® | Making Money, Popular

A few years ago I began a journey towards minimalism.  And not the weird kind where you sleep on the floor and only have one plate and one fork, but a kind where I question all my possessions and get rid of the stuff I don’t need. I had read a few books that were […]

Why God’s way takes longer

written by Bob Lotich, CEPF® | Biblical Personal Finance

Why God's way takes longer

As I was staring at this tree I began to realize that trees grow slowly. You plant a seed for a tree and it takes a while to sprout and takes a while to grow to a decent size.Grass and even plants, on the other hand, grow a lot faster. They sprout up quickly and sometimes you can even notice growth one day to the next. I have been enjoying watching this rapid growth with all of the plants in my vegetable garden.

The 5 Best And Worst Car Insurance Companies As Rated By Consumers

written by Guest | Saving Money

earning cash from your cars

Every year, J.D. Power and Associates ranks consumer satisfaction across a variety of industries and services using information gathered through surveys, and one of their most areas of expertise is the automotive world. Their list is acclaimed for its accuracy and respectability. In August 2009, they released their annual ratings of auto insurance providers determined by customer satisfaction…

12 Ways To Turn a Bad Day Into a Better One

written by Bob Lotich, CEPF® | Biblical Personal Finance, Simplify

They are inevitable. Bad days happen to everyone. But, there are things you can do to make them better. Here are 12 simple things you can do right now to improve your day!

Bad days are inevitable. They happen to everyone. But, there are things you can do to make them better. Here are a few of my favorite ways to turn a bad day around…

Passive income vs NONpassive income [and 7 ways I earn passively]

written by Bob Lotich, CEPF® | Making Money

7 ways I earn passive income

I remember thinking, “You mean you can actually do work one time and get paid over and over again?” And as someone who knew nothing other than working for an hourly rate, earning passive income was a truly fascinating idea. It was 10 years ago, and it was the first time I was presented with […]

How To Manage Bills With A Bill Payment Schedule (Free Download)

written by Bob Lotich, CEPF® | Budgeting, Managing Money, Simplify

Making money blogging

Why not implement the same type of planning to the paying of your bills? Rather than sporadically paying them as they come in, or checking a pile on your desk every few days, you should be able to designate 2 days a month to pay your bills…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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