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Featured Articles

What are Treasures In Heaven?

written by Jason Topp CFP®, CRPC® | Biblical Personal Finance, Managing Money

what are treasures in heaven

I often think about what Jesus might say regarding the American Dream. Would he want everyone to be a homeowner, everyone to have comfort and the security of a nice economy with nothing to worry about?

The 25 Most Common Job Interview Questions Asked

written by Bob Lotich, CEPF® | Career & Work

job interview questions asked

Ah, the joy of job interviews. The whole process seems to be a pretty inefficient way of hiring good employees, but it doesn’t look like it is going away any time soon. Rather than getting frustrated at the process, our best course of action is probably to go with the flow and learn how to play the game…

10 Famous Quotes to Help Us Beat Fear & Laziness

written by Bob Lotich, CEPF® | Saving Money

10 famous quotes to help us beat fear and laziness

It’s no secret that I like quotes. I am one of those guys who can get really motivated by the right words. And while some of the best encouraging quotes are in the Bible, there have been a lot of brilliant minds who have said some pretty inspiring words that still help me when I read them. So I decided to gather up the 10 best motivation quotes (in my opinion, of course!).

18 Beautiful Bible Verses

written by Bob Lotich, CEPF® | Saving Money

18 Beautiful Bible Verses

It seems that there are some amazing designers out there who are creating some amazing graphic representations of Bible verses. I get encouraged by having these types of things pop up on my Facebook page, so I thought I would compile a few of my favorites in one location. I have found many of these […]

9 Creative Ways to Say Thank You

written by Bob Lotich, CEPF® | Simplify

These are my favorite creative ways to say thank you… A lot of respect can be earned or lost by our ability to say thanks. It may not be the way it should be, but some people really take offense if they don’t receive a thank you card within 30 days of sending a wedding gift. And have you ever held the door for someone who didn’t even acknowledge your presence, much less say, “thanks”?

Trust God, Not Circumstances

written by Bob Lotich, CEPF® | Biblical Personal Finance

why you should trust God and not circumstances

Trusting God in the midst of bad circumstances… I should be just as confident that things are going to work out when they look crazy as when everything looks fine and dandy. The opposite is true as well. Even though things look peaceful and calm, that is not an indication of security. Our security comes from God. It is not at all dependent on what is going on around us. Whether it is the economy, our finances, our children, our marriages, we can (and should) trust God with all of it.

25 Money-Saving Ideas For Your Wedding (From Pinterest)

written by Bob Lotich, CEPF® | Saving Money

25 amazing #wedding-ideas to help you actually save money on your wedding day!

12 years ago when I married my lovely wife, we got creative and had a wedding and reception (thanks to some awesome friends and family) that we loved for just a couple thousand dollars. But back then – before the days of Pinterest – we had to actually be creative. 😉 Now-a-days you can spend […]

6 Simple Ways You Can Improve Your Credit Score

written by Kevin Mercadante | Debt Help

6 simple ways to improve your credit score

If your credit score has fallen recently, due to a missed payment or two, or perhaps you have too much credit outstanding, there are some simple ways you can improve on your credit score that will get it back on the right track. Doing a combination of several of these could see your credit score rise significantly in just the next few months — and that goes for your credit score at each credit repository.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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