• Skip to main content
  • Skip to primary sidebar
  • Skip to footer

  • About
    • About us
    • Why SeedTime?
    • Our Beliefs
    • The Story of SeedTime
  • Podcast
  • Free Book
    • Get your 1st copy free (+S&H)
    • Order multiple copies here
  • Programs
    • Login
    • Mission-Driven Millionaire
    • True Financial Freedom
    • The Real Money Method (unbudgeting) course
    • The 10x Investing course
  • Churches
  • Blog
    • The 14 Financial Tools We Actually Use
    • Our strategy for giving away millions
    • 5 Bible Verses You Should Know (Free PDF)
    • 25 Ways to Save Money
    • Why we began giving our age as a percentage
    • My Checklist To Financial Freedom (Free PDF)
    • Tithing: an honest look and what we do
    • Why I took a Sabbatical YEAR (and how I did it)
    • How to travel for FREE [161 hotel nights and 103 flights all free]
    • 4 Financial Lessons from Solomon: The Richest Man Ever
    • How to become a millionaire by turning $2k into $1 mil
    • How to get out of credit card debt (Free PDF)
    • How I made $2,145 Last Month by decluttering
    • How I Broke Free From the Rat Race (in less than 2 years)
    • We just checked off the biggest goal in our life
    • Our Honest Medi-Share Review after 14 years
    • 4 Money Habits To Start (that basically guarantee financial success)
  • Email

Investing online for beginners

When Can You Withdraw From Your Traditional IRA?

written by Jason Topp CFP®, CRPC® | Investing, Managing Money

For some reason I get this question a lot in my day job, so I thought I’d provide a little clarification on some of the rules regarding withdrawals from Individual Retirement Arrangements, or IRAs.

IRAs were designed to provide an opportunity for folks to save for retirement on a pre-tax, tax-deferred basis. In other words, the money grows without having to pay any taxes on the gains.

Will Social Security be around when you retire?

written by Bob Lotich, CEPF® | Managing Money

will social security be around when you retire

While I am pleased that the government is being honest about challenges ahead for the Social Security program, I shutter to think that many people plan on it being around when they retire…

Diversification strategy & multiple streams of income in the Bible

written by Bob Lotich, CEPF® | Investing

the little known diversification strategy from the bible

Solomon’s diversification strategy for investing…

Christian stock investing: How to be Biblically responsible

written by Bob Lotich, CEPF® | Biblical Personal Finance

christian stock investing

Have you ever wondered how to pick investments that line up with your beliefs? … In this interview with Mark from MoralMoney.com we discuss stock investing for Christians and how to be a Biblically responsible investor – whether you are in the stock market or not. … The fundamental reason that we should care about where our money goes Why it is so important that we know where our investment dollars are going Bible scriptures that indicate we do have a responsibility to invest with our consciences How to find stocks that line up with your beliefs Free resources to help Christians with Biblically responsible investing A few mutual funds that are available that are Biblically responsible funds Recommended funds for those interested in Biblically responsible investing Listen to the podcast below Christian Investing Podcast

The Shortest Investment Book Ever – Review

written by Bob Lotich, CEPF® | Investing

I just finished James O’Donnell’s book called The Shortest Investment Book Ever: Wall Street Secrets for Making Every Dollar Count. Long title isn’t it? Like the title suggests it is short – about 140 pages and it is smaller in size as well.

Primerica Review: the good and bad

written by Bob Lotich, CEPF® | Career & Work, Managing Money, Saving Money

I have been to quite a few multi-level marketing recruiting meetings over the years. I consider myself to be an open-minded person, so I don't mind meeting with the recruiters and really learning what the company is all about. It helps that I don't have much desire to follow the crowd and don't have a problem saying no or leaving when I realize it is not what I was interested in. I met with someone from Primerica a few months back, and just got a call from a different recruiter a few days ago. Since they seem to be growing, I figured I would share my thoughts and see what everyone else thinks.

Is Primerica a legit company? Here are the pros and cons of Primerica from my perspective… I have been to quite a few multi-level marketing recruiting meetings over the years and I don’t mind meeting with the recruiters and really learning what the company is all about.

Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

Footer



SeedTime is a 2x Plutus award winning website.
seedtime money logo



SeedTime BBB Business Review
seedtime instagram seedtime money youtube channel seedtime money twitter with Bob Lotich


Our book Simple Money, Rich Life was named 2022 book of the year!
  • Home
  • About
  • Beliefs
  • Blog
  • Courses
  • Shop
  • For Churches
  • Press
  • Affiliates
  • Login

Privacy Policy | Terms | Reviews | Earnings Disclaimer | Contact | 636-344-0438
625 Bakers Bridge Ave Suite 105-134 Franklin, TN 37067
©2007-2025 · SeedTime (Formerly ChristianPF)