Job loss. A lay off. Fraud. Getting fired. Robbery. Legal Issues. Credit card debt. In a moment, any of these instantaneous events can shatter your financial plan. At times these events do not come alone, but they come in groups – event after event. Unfortunately, life is filled with disappointment, frustration, and surprise. So what […]
Marriage
Free Spreadsheet To Get Your Financial Life On One Page
Being impacted by my uncle’s premature death and wanting to do everything I can do to help my wife, I decided to create a system for keeping things organized. It has been a work in progress over the last few years, but has evolved into a very helpful tool…
How to Budget When You And Your Spouse Don’t Agree
Note from Bob: I just want to welcome our new writer, Lynnae. She’s been writing about personal finance and money management longer than I have and has some great wisdom to share. Please join me in welcoming her to the SeedTime team! Setting a budget is one of the first steps in gaining control of […]
Money & Marriage: 7 lessons I have learned so far
These are the 7 lessons about money and marriage that I have learned so far…
Financial and Life Lessons from 40 Years of Marriage
As I bask in the celebration of our recent 40th wedding anniversary, complete with surprise readings from each child, child-in-law and grandchild, I can see some great personal finance applications of the principles Jan and I used raising our four children.
Should Married Couples Have Joint or Separate Bank Accounts?
John and Jane, a married couple, keep separate bank accounts . . . John has his money and Jane has hers, but they do not have a joint account. Running the household finances is a bit of a challenge, but they stay current on their bills by each taking responsibility for certain payments . . . .
Tithing When Your Spouse Doesn’t Approve
A friend of mine recently confided, “I always tithe from my income, but I would never tell my husband . . . he would not approve.” My initial response was respect for this act of devotion toward God in spite of the resistance her husband represents. However, as the conversation settled in, I began to question my friend’s actions.
8 Money Questions That Have a Lasting Impact on Your Finances
Making decisions can be hard work. Sometimes I get tired of trying to choose between all the options of life. Truth be told, some decisions that I thought were important turned out to have little or no impact on my life. Other decisions that I made are still impacting me (either positively or negatively). In […]
