I love checklists. Especially when I want to make progress in a particular area but don’t exactly know what steps to take. This is a personal financial checklist that covers many of the steps I have taken over last decade that have helped me move from being a financial mess to having a little bit of an idea of what’s going on.
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How to Send Money Anonymously (5 Easy Ways)
One of my favorite ways to give is to send money (or gifts) anonymously.
I love the thrill of sneaking around like James Bond, without the threat of getting shot or going to prison if you get caught.
The Unlikely Money Change That Helped Our Marriage
Linda and I have been married for 14 years. In the beginning of our marriage, we struggled with our finances. And, we were definitely not on the same page when it came to money. This rings true to many married couples out there. The joining of two lives also means the joining two potentially different […]
10 Free Household Budget Spreadsheets
Someone asked me to share my favorite free household or personal budgeting spreadsheets… Each one of these budgeting templates are free… If you use OpenOffice (basically a free version of Microsoft Office)…
Our 10 most popular videos of last year
We thank you for being a part of our SeedTime family! If you’re new here, our mission is for you to learn what school and church never taught you about money. No matter if you’re new to SeedTime or if you’re a long time reader, we’ve compiled Our Top 10 Videos of 2019 (from our […]
If It Weren’t For THIS, We’d Be Devastated Financially
So I remember my first real job, I remember a really important financial lesson that I learned shortly after I started this job. So I had been working about 9 or 10 months and then had an annual review with my boss and I was called into her office. She ends up telling me, “Bob, […]
Our 5 Worst Money Mistakes
As a couple, we (Bob and Linda) do our best to make wise financial decisions. After all, we write and speak about this stuff for a living. So, even though it’s hard to admit it, we’ve definitely done some dumb things with our money! One caveat though: What’s dumb for one person may be smart […]
How to calculate your real hourly wage
I am currently reading Your Money or Your Life — which is a great book by the way. And I won’t turn this article into a review of the book since I haven’t finished it yet, but one of the things that I found very valuable the other day was calculating your real hourly wage. It’s not as simple as saying, “I make $400 a week and work 40 hours, therefore I make $10/hr.” When you factor in all the additional expenses of having your job (which some may not be obvious) that you could avoid if you didn’t have that particular job, you begin to see the value in this calculation.
