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5 Reasons Why People Don’t Save For Retirement

written by Kevin Mercadante | Managing Money, Money Mistakes

reasons why people don't save for retirement

Have you ever wondered why you don’t save more for retirement? Or why others who you know don’t? If saving for retirement is so important, why don’t we do more of it, or even do it at all? I’ve come up with a handful of reasons, and all have to do with either personal attitude and preferences, or with life circumstances. Sometimes we just have to overcome ourselves, and other times we face circumstances that limit our efforts.

Why Did Jesus Drive the Money Changers From the Temple?

written by Joe | Biblical Personal Finance

Encouraging Bible verses

“When it was almost time for the Jewish Passover, Jesus went up to Jerusalem. In the temple courts he found people selling cattle, sheep and doves, and others sitting at tables exchanging money. So he made a whip out of cords, and drove all from the temple courts, both sheep and cattle; he scattered the coins of the money changers and overturned their tables.” (John 2:13-15 NIV) What does this mean for us today? Why did Jesus drive them out?

What is Gross vs. Net Income?

written by Cherie | Budgeting, Career & Work, Managing Money

Quickly, how would you would answer this question: "What's your income?" Did you think about the amount of your payday deposit? Did you think about the amount on your income tax return for the year? One is your net income and the other is your gross income. Everyone should understand the difference between gross and net income and why both numbers are important in your financial life.

Quickly, how would you would answer this question: “What’s your income?” Everyone should understand the difference between gross and net income and why both numbers are important in your financial life.

A New Baby Checklist – What You’ll Need!

written by Kevin Mercadante | Saving Money

Are you welcoming a new baby to your family? If you are, there are a few things you’re going to need, and it’s best that you get as many of them before the baby arrives as you can. Life happens very quickly when a baby comes along, and advanced preparation is truly a virtue. To make it a bit easier to keep track of what you need, we’ve assembled a list of the general categories of baby related needs, and a more detailed list within each category.

Are you welcoming a new baby to your family? If you are, there are a few things you’re going to need, and it’s best that you get as many of them before the baby arrives as you can. Life happens very quickly when a baby comes along, and advanced preparation is truly a virtue.

What Are the Average Community College Tuition Costs? (It Might Shock You)

written by Aaron | Saving Money

What are the Average Community College Costs per Year

A few months ago, my 17-year old son was accepted into a fairly rigorous technical college that focuses on mechanics. I was happy for him, but at the same time, knew the tuition to attend the school would not be cheap. When the recruiter tallied up the costs associated with going to through the program — my wife and I were a bit shocked.

Stewardship in the Bible

written by Bob Lotich, CEPF® | Biblical Personal Finance

stewardship in the bible

What is stewardship and how should it affect what we do with our money, time, resources, etc.? What does it really mean to be a “good steward”?

Why Integrity is Important in the Workplace

written by Joe | Career & Work

Why integrity is important in the workplace

In his book The Millionaire Mind, Thomas J. Stanley asked 733 millionaires to rank 30 factors which led to their success. The number one attribute, “being honest with all people,” tells volumes about the importance of integrity in the workplace: it is more than living out good moral principles — it is also critical for succeeding in the business world.

The Importance of Life Insurance

written by Bob Lotich, CEPF® | Saving Money

The Importance of Life Insurance

If you don’t have life insurance and you have a family that you support, today is your day. Part of preparation is for our benefit and part of it is for the benefit of our loved ones. In this case you and I won’t have any tangible benefit from purchasing life insurance, but the peace of knowing that our loved ones will have a nice financial buffer is pretty nice.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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