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Bob Lotich, CEPF®

When you don’t see results from tithing

written by Bob Lotich, CEPF® | Biblical Personal Finance

For all the encouraging tithing testimonies that I hear from readers, I occasionally get people emailing or commenting something like this: “Tithing didn’t work for me” “I tithed for a while, but didn’t see results” “I quit tithing because I didn’t notice any change” I have wanted to write this article for a while addressing this, […]

25 Top Ways To Save Money (that work fast)

written by Bob Lotich, CEPF® | Saving Money, Popular

Ways to save money

25 ways to save money by not doing what “normal” people do. A lot of money can be saved by thinking “outside the box.”

5 Money Lessons for your Kids

written by Bob Lotich, CEPF® | Managing Money

I recently chatted with Art Rainer and we talked about how we can teach our children about money. It was a great conversation with some simple takeaways that I hope you enjoy! You can watch the video or read the transcription below! [mv_video key=”ss7nnaruk84gg3unzjnj” volume=”70″ sticky=”false” ratio=””] Bob Lotich: Hey everybody, I have Art Rainer […]

How to get out of credit card debt (on your own)

written by Bob Lotich, CEPF® | Debt Help, Popular

pay off a mountain of credit card debt

12 years ago, Linda and I confronted our debt and decided that we were going to pay off our credit card debt on our own (and fast if at all possible). We were determined to make the sacrifices necessary to eliminate it as quickly as possible. We had $46k in total debt (though not all […]

How we travel for free [161 hotel nights and 103 flights all free]

written by Bob Lotich, CEPF® | Saving Money, Popular

How to travel the US for free

I know when you read a title like “how to travel the U.S. for free” you can’t help but be suspicious. But stick with me on this – if this is new to you, you are going to like it. Over the last 5 years, we have gotten 161 hotel nights and 100+ flights all […]

Why I use credit cards instead of debit cards or cash

written by Bob Lotich, CEPF® | Saving Money

why i use credit cards instead of debit cards

The simple truth is that while they cost me a lot of money early in my life in interest charges (because of my bad financial habits), at this point, they save me far more money than I could have ever imagined. This is another one of those articles that I should have written years ago, […]

Fundrise Review: Fundrise vs. My Rental Property

written by Bob Lotich, CEPF® | Investing

Fundrise REinvesting review

Ever since I read Rich Dad, Poor Dad about 15 years ago, I have been itching to get into real estate investing. While I don’t agree with everything in that book and he makes it seem just a little too easy, I do think some of the principles of building wealth with real estate are […]

Bible & Money (3 Practical Tips For Today)

written by Bob Lotich, CEPF® | Biblical Personal Finance

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) The Bible is a wealth of knowledge when it comes to the subject of money. Recently, my wife Linda and I discussed relevant financial advice from God’s word. We created a video that you can view, if […]

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