Bob Lotich, CEPF®

5 ways reading CPF can put cash in your pocket!

written by | Saving Money

1) Earn some real interest on your savings. If you are still sitting using a “traditional” savings account that is paying you 0.5% on your savings, you are leaving a lot of cash on the table. For every $3,000 in savings, you could easily be earning an extra $100 a year in interest. I like […]

My tithing experience

written by | Biblical Personal Finance

I don’t exactly remember when I started to tithe – probably about 7-8 years ago. But I do remember getting a new job that was nearly double my previous income and thinking, “Wow, so this is the result of tithing.” It was a helpful lesson to me since I was, like most, skeptical about the whole thing. I had heard about all the scandals with TV preachers and kind of grew up with a cynical attitude towards giving to the church. Somewhere along the line I decided to “take a chance” and try it out.

Quit spending (Part 4)

written by | Saving Money

Getting out of debt part 4…Getting out of debt, creating wealth, living financially free, retiring with cash in hand can all be achieved by following one simple rule: Spend less money than you make.

Open your mind (Part 2)

written by | Biblical Personal Finance, Debt Help

Getting out of Debt Part 2…I have found that when I am challenged by something, I either open my mind to the possibility of it or I don’t. If I do open my mind to it, then I have to count the cost to decide if I want to do it. If so, the last and often easiest step is to just do it.

How to Get Out Of Debt
(Part 1 of 7)

written by | Biblical Personal Finance, Debt Help, Managing Money

Getting out of debt Part 1… If you are like most Christians I have met, you want to be able to give more. You have a good heart and wish you could give more. You really want to be able to bless people and give more to your church. But again, if you are like most that I have met, you are thinking, “it is hard enough just to pay the bills each month, let alone give to others the way I would like to.”