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The Blog

Relay Bank Review

written by Bob Lotich, CEPF® | Entrepreneurship

Ok, I keep getting asked about the business bank account that we use… These are just 2 in the last week… And, honestly, I feel like I get this question all the time, so let’s chat… I haven’t liked many business checking accounts. In the last 16 years, I have had quite a few business […]

Giving and Tithing by Larry Burkett (Book Summary)

written by Randy Petrick, ChFC & SeedTime | Book Summaries

Giving and Tithing

Larry Burkett’s “Giving and Tithing” is renowned for its practical and biblically grounded approach to managing finances in a way that honors God. This booklet has garnered attention for its straightforward advice and applicability to everyday financial decisions, especially for Christian readers. Book Details: About the Author: Larry Burkett was a respected Christian financial advisor […]

$2k Giveaway! Celebrating 1 year!

written by Bob Lotich, CEPF® | Saving Money

Get out the confetti cause we are celebrating over here! Simple Money, Rich Life is a year old! The last year has been so amazing with what God has done through this little book in our community (and beyond)! Linda and I are so thankful for your stories you have shared and could not be […]

Storing up treasures in heaven (the Bible verses)

written by Bob Lotich, CEPF® | Biblical Personal Finance

I am convinced that we are all just absolutely not catching the gravity of this concept of storing up treasures in heaven and if we did, we’d be living our lives a lot differently. So I just did a little research pulling out the specific Bible verses and scriptures that reference this whole treasure in […]

The Bible & Crypto (Should Christians invest in Bitcoin?)

written by Bob Lotich, CEPF® | Investing, Biblical Personal Finance

With Bitcoin’s price nearly doubling in the last 3 months, it inevitably gets people interested and I have been getting more questions like: And so I wanted to take a few minutes today to give my thoughts on it. And just to give you some background, I have been a Christian following Jesus for about […]

How to cast your cares on the Lord with your finances

written by Bob Lotich, CEPF® | Biblical Personal Finance

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) Today we are looking at a Biblical 4-part framework you can use today to cast your cares on the Lord with your finances. We need to remember that the Lord is our strength and He cares for […]

How to use ChatGPT for Bible study (4 ways)

written by Bob Lotich, CEPF® | Productivity, Biblical Personal Finance

4 ways you can use chatgpt for bible study

(The following is an abbreviated transcription from a video I recorded. Please excuse any typos or errors.) Today I’m sharing 4 different ways that I’ve been using a new AI tool called ChatGPT for Bible study. It’s a really fascinating tool and I’m so excited to share with you how it can help you out in […]

The 5 Best-Rated Credit Card Companies

written by Bob Lotich, CEPF® | Managing Money

The 5 top rated credit card companies

I am always cautious when writing about credit cards because I know some people get themselves in loads of trouble with their credit cards. But I trust that you are not one of those people and that you are smart enough to know that carrying a balance on a credit card is a no-no! Repeat […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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